Find a CEA

As a husband and father, CJ understands the value of trust and open communication, both at home and in the relationships he builds with clients. Rooted in legacy and leadership, he helps families lay strong financial foundations and build lasting wealth.

CJ holds a degree in Business Administration and brings a rare blend of creativity and strategy. He’s a certified copywriter through Ray Edwards and a graduate of Heroic Public Speaking, giving him the tools to make complex financial ideas clear, engaging, and actionable.

His belief is that solid financial planning creates the freedom to take bold steps, while still protecting what matters most. His own planning has given him the courage and confidence to explore, while keeping his family secure.

Outside of work, CJ is a certified shark diver and deep diver, a lionfish tracker, and a musician who plays bass, guitar, and drums. He also finds time to read and write.

He’s especially passionate about the overlooked value of segregated funds and whole life policies. In a market full of unstable, tax-heavy options, he helps clients see the long-term value of insurance-led strategies.

With focus and care, CJ helps clients build financial blueprints they can count on.

I am an EPC member.

I am also work as an Engineer and an Acupucturist. 

As a Certified Financial Planner® specializing in comprehensive financial planning since 2020, I bring over a decade of experience in the financial services industry. I am licensed to provide both insurance and investment solutions, enabling me to offer truly holistic guidance tailored to each client’s unique needs

My journey began in the insurance sector, where I spent eight transformative years building a foundation in risk management and client care.

In 2024, I earned my Elder Planning Counselor (EPC) designation—a reflection of my deep commitment to serving the elder community with wisdom, compassion, and expertise. 

My true calling lies in Estate Planning—empowering elders to protect their legacy and maintain family harmony. I work closely with older clients and their executors to ensure their final wishes are honored, their estates are tax-efficient, and their transitions are as smooth and dignified as possible.

From crafting personalized investment strategies to guiding clients through estate administration, I’m proud to be a trusted partner during life’s most pivotal moments.

To follow soon!

I am a Founder of ZLC Financial Group in Vancouver. I have been in the life insurance business for 48 years! Our firm offers a full range of financial services. I am a Chartered Life Underwriter. I have many elder clients, many looking for estate planning advise. This course fits in very well with the ages of many of my clients.

45 years as a Licensed Insurance and financial services.  I have services clients with estate matters for many years.  I do Family and Estate Mediation as well as Senior Elder Planning.  Mediator and Arbitrator, CDFA, EPC and mutual funds sales.  Specialize in Estate Planning and family mediation.

I am a Life Insurance Broker working at Good Redden Klosler Wealth Management, a division of Good Redden Klosler LLP Accounting Firm. 

We specialize in Financial Planning and the integration of Accounting, Advisory and Wealth Management Services. 

Manion & Associates as been providing award-winning full-service financial planning for over 20 years! Serving the communities of Maple Ridge, Pitt Meadows in person and clients throughout western Canada. Providing comprehensive financial planning, including Retirement Planning, Portfolio Planning, Tax Planning, Cash Flow Management, Estate Planning, Insurance and Extended Benefits. We believe independence is critically important and take pride in being completely independent.

Since 2003, we have dedicated ourselves to helping business
of all kinds elevate the quality of their service to their age 50+ clients and customers.  We
do this by translating current research about aging into best practices for
businesses, professionals, and communities in order to transform the customer experience, community engagement and ultimately,  their own business
success.

Thousands of professionals have completed our training programs and enjoy distinction in their communities and increased business revenues.  We currently offer the Certified Professional Consultant on Aging (CPCA) designation to professionals as well as Membership in the Age-Friendly Business Alliance.

CFP CLU CHS CPCA RRC

I'm a professional in financial planning service industry since 1988. I'm specializing in life insurance, critical illness insurance, disability insurance, long term care insurance, segregated fund investment, retirement planning, personal, family and business financial planning. I'm fluent in English, Cantonese and Mandarin. I can reach at 604-377-7683 or andy.lau@canadafinancial.ca

At the ripe old age of 16, I started working in the bank as a receptionist.  I worked with the loans and mortgage department.  I then moved to BC and worked for CIBC and then I came back  to Alberta and went to work for TD. 

I then started working for a collection agency and moved into legal collections.  I was thrust into commercial litigation and had the opportunity to learn more about labour law, Human Rights Tribunals, Union strikes and the chaos that could bring up.  

I was not enthralled with the criminal aspect, commercial and corporate crime every so often came across my desk.  it was interesting.

In 1999, I cut my wages in half and went to work in family law.  I stayed in family law for 12 years and decided I needed a break.  I ended up obtaining my certification as an English Teacher for Speakers of Other Languages (TESOL) and then went in as a Health and Safety Administrator and became a Peer Auditor to assist companies in obtaining their Certificate of Recognition (COR).  

After a little while, I ended up back in family law, where I have remained since 2015.  

While I worked in family, I had the opportunity in some smaller firms to learn about Wills and Estates.  It was an area that allowed some sleuth work.  Looking for Insurance policies from the 1950's and finding bank accounts for some.  It is an interesting field.  This course however, is more to help people who are left to pick up the pieces, so to speak.  I have done it personally but I think helping someone get through it would be such an uplifting experience.