Find a CEA

Our Promise to
Clients

We believe great
financial advice starts with understanding you.

Our role is to help
bring clarity, confidence, and calm to your financial life - so you can make
thoughtful decisions and focus on what truly matters to you and your family.

We work best through
long-term relationships build on trust, open communication, and shared goals.

How We Work With
Clients

Every client
relationship is personal, but our service is designed around three core
principles:

1. Advice That
Evolves With You

  Your life isn't static-neither is your
plan.  We adjust guidance as your goals,
priorities and 

  circumstances change.

2. Proactive
Communication

  We don't wait for problems to arise.  We reach out during market shifts, life
transitions, and 

  important planning moments so you're never
navigating decisions alone.

3. A
Relationship-First Approach

  You're not just an account number.  We take the time to understand your values,
family, and long-

  term vision.

What You Can Expect

Depending on your
needs and complexity, our clients may experience:

* Ongoing financial
planning and portfolio oversight

* Regular review
meetings and proactive check-ins

* Clear explanations
without jargon

* Coordination with
other professionals when appropriate

* A long-term
partnership grounded in trust and care that spans multiple generations

As your financial
life grows, our support naturally deepens.

Who We Work Best
With

We're at our best
with clients who:

* Value advice and
collaboration

* Want ongoing
relationship, not one-time transactions

* Appreciate
thoughtful planning and open communication

If that sounds like
you, we're likely a great fit.

Our Long-Term Vision
for You

Our goal is
simple:  That you feel understood,
supported, and confident-today and years from now.

And when someone you
care about needs financial guidance, we hope we're the first name that comes to
mind.

I am grateful for
the trust my clients have in me and am committed to supporting my
community.  My focus charities are:
Chatham Kent Hospice, thru monthly donations; Sakura House Hospice thru Hike
For Hospice and Handbag For Hospice event sponsorship; Opportunity
International Canada.

My husband Mac and I
live locally.  As a limited partner with
Edward Jones, I am proud to represent our firm in our community.

I’m proud to serve the communities of Perth, Carleton Place, and the Ottawa area, helping individuals and families build clarity, confidence, and peace of mind in their financial lives. With over 13 years of experience in the financial industry, my career has taken me through a variety of roles, each one deepening my understanding of how to guide clients through life’s many stages. My journey began long before that—having moved to Canada from Ukraine over 25 years ago, I understand firsthand the importance of building a secure future and making thoughtful, informed decisions along the way.

I take the time to understand each client’s unique goals, priorities, and comfort with risk. Whether you’re preparing for retirement, managing complex investments, or navigating estate planning, I believe financial advice should be personal, practical, and built to support you through both the celebrations and the challenges. My clients know they can rely on me—not just for strategies and solutions, but for consistent support when they need it most.

Beyond my work, my husband John and I live on a small hobby farm in Lanark, where we share our days with an alpaca herd, Maremma sheepdogs, goats, and other animals. We love spending time with our adult children, travelling, and enjoying all that our beautiful community has to offer. Life on the farm has taught me patience, perspective, and the value of long-term care—qualities that naturally shape how I work with my clients.

Every day, I go home knowing I’ve made a meaningful difference in someone’s life. For me, that’s the greatest reward of all.

Business professional specializing in preparing and helping people through change.  Change comes in many forms including business change focusing on many layers of an organization or a personal change, such as losing a loved one. 

Credentials: Bachelor of Business Administration in Accounting, PROSCI change management certification, previous Canada Revenue Agency auditor, previous estate executor so have experience being an executor. 

Sandra Valks CLU, DTM

Author of "Breaking Point – From Collapse to Courage"

Also known as the Compassionate Queen of Straight Talk

I help executives, professionals, business owners, and executors make
clean, clear decisions — especially when emotions, money, family dynamics, and
pressure are all colliding.

With over 40 years in financial services, I understand that
stalled decisions are rarely about the numbers. They’re about overwhelm,
avoidance, and conversations people don’t know how to have.

I also support clients navigating estate, executor, and beneficiary
decisions — where money, family dynamics, and legal responsibilities often
collide.

I work alongside financial advisors and professionals, helping
clients move through emotional gridlock without blowing up their lives — so
they return ready to act with clarity and confidence.

My work — and my book — opens the conversations people avoid, so
real decisions can finally be made.

I don’t replace the advisor — I strengthen the client.

Professional Associations

·  Toastmasters International — 1993–Present

·  Advocis – The Financial Advisors Association
of Canada — 1982–Present

·  Certified Executor Advisor (CEA) — 2026-Present

· 
Member, Canadian Institute of Certified Executor Advisors

Honours and Awards

Chartered Life Underwrite (CLU) - Advocis/ LUAC (1996)

Distinguished Toastmaster (DTM) - Toastmasters International
(2006)

It's all in here: Daniel Valois, Financial Advisor | Edward Jones

I have worked with individuals, small business corporations, and registered charities since 2001 with IPC Investment Corporation. I hold various degrees, designations and professional qualifications and continue to enhance my offering through continuing education. I currently hold my CFP, FMA, FSCI, and EPC designations and have the distinction of FP Canada Fellow. 

Have worked 23 years in a business and industry that helps people/manufacturers get their products to market and into consumers households. I hold a real estate license and wish to broaden my knowledge and training to better help more people with their individual needs during difficult or hectic times.