Find a CEA

Richard is a Certified Financial Planner, Chartered Life Underwriter, Chartered Financial Consultant, Chartered Investment Manager, Certified Executor Advisor and owner of WealthSmart Incorporated. He has instructed many financial workshops since 1994, including Financial Strategies for Successful Retirement and The WealthSmart Workshop series. He is also available to businesses and community groups for speaking engagements.

His business experience since 1985 has ultimately taught him that nothing is more important to people than changing their worlds. The same experience has also allowed him to see through a lot of the noise in the financial industry and to favour science over speculation. 

Born in Winnipeg, Manitoba, his heart is right here in Richmond, BC, where he has lived since 1970. He and his wife, Zinha, have three awesome sons – Peter, Matt and Daniel.

The whole family has been involved in the community in many ways and feels it is their mission to helping others achieve their dreams. Richard is dedicated to lifelong learning and loves time with family, cycling, hiking and photography.

My other credentials include;  CFP - Certified Financial Panner & EPC - Elder Planning Conselor

I am a holistic advisor, I have been contracted with Sun Life 14 years.

My services include;

Life/Health Insurance, Investing, Financial Planning, Health Benefits, Group Benefits, pensions, Estate planning. 

I have been in the finance industry since the late 90's when I graduated form NIAT's Finance program.

I have worked at a bank, run the finances of a good sized Edmonton business, and have also earned a CPC  payroll designation and did payroll for Alberta, NWT and Nunavut RCPM Guards.

I have also been the executor for both my parents.  My dad was self employed, so a bit more complicated then the average.  These experiences helped me see the need for proper information and also the need for someone with a the skills and experience to help navigate the waters for clients. This experience has helped me assisted my own clients.

I see the value of this designation since I had actually considered doing this as a business on its own.  But I think I can assist more people before the time comes, to make the right choices, to ensure their wishes are met when the time comes as cleanly as possible.

I have been working in the financial services industry for over 30 years.  During that time, I focused primarily on Risk Management and Compliance.  However, my love has always been assisting members with Estate Administration.   I was delighted to have this learning opportunity with the Canadian Institute of Certified Executor Advisors.  I learned a ton about Estates and am looking forward to applying what I have learned in my interactions with members and other employees.  I am also looking forward to networking opportunities with other CEA graduates.  

For the past 50 years I have helped advise my clients through my law practice, initially as Speal, Viner and then growing over time to Viner, Kennedy, Frederick, Allan & Tobias, commonly known as Viner, Kennedy.

With my experience, and as a creative problem solver, I can assist in any of the following areas:

• Guiding an Executor so as to avoid costly errors and delays.
• Suggesting pitfalls to avoid if considering a Will or Power of Attorney.
• In advising small and family businesses with succession planning.
• As mediator in conflicts and disputes as an alternative to litigation.

Portfolio Reviews | Retirement Strategies | Education Saving Strategies | Life Insurance | Estate and Legacy Planning | Succession Planning

As a financial advisor at Edward Jones, I bring together strong financial expertise, exceptional service, and an entrepreneurial spirit to deliver personalized financial strategies. Originally from India, I moved to Canada in 2014, settling in Niagara Falls, and a career opportunity brought me to Regina in 2017. My background in the farming industry, combined with my dedication to making a positive impact, fuels my passion for meeting the financial needs of my community.

I work with clients in agriculture, land development, and professionals such as lawyers, accountants, engineers, and physicians. Consistent with the Edward Jones philosophy, I employ a conservative investment approach, focusing on capital preservation, income generation, and steady, long-term results. This approach ensures confidence for my clients as they pursue their financial goals. I adopt a collaborative process, partnering closely with clients and a trusted network of professionals to create actionable plans. We provide sound investment advice, estate planning, tax-efficient insurance strategies, and goals-based financial strategies, all supported by a well-established process that uncovers what matters most to each client. Clients benefit from transparent fee structures, strong governance, and a trusted reputation.

I’m also passionate about mentoring young professionals and actively contribute to organizations like the Saskatchewan Young Professional Entrepreneurs, local community events, and the Canadian Association of Farm Advisors.

If you're seeking a dedicated financial advisor to craft personalized financial strategies, I would be delighted to connect. Whether you're a business owner in need of a comprehensive financial strategy or an individual looking to secure your financial future, I'm here to support you every step of the way. Contact me today to explore how we can develop a customized financial strategy that meets your unique needs. My Branch Office Administrators, Cassie Schuster and Kendall Gelowitz, and I are committed to exceeding client expectations. We look forward to meeting you soon.

Mauricio is originally from Mexico City and grew up in a business family. He completed his MBA at the University of Saskatchewan, and has now lived in Canada for over two decades. Mauricio is passionate about supporting his clients with the various aspects of their wealth needs. With over 16 years of experience in financial services, Mauricio has provided personalized, discrete financial counsel to a select group of affluent families and their businesses throughout western Canada. Mauricio works with a talented group of professionals at BMO Commercial Banking, Corporate Finance Division.

Gina
Vliet, founder of Charon Consulting and Executor School, offers expertise in
end-of-life planning, executorship, and resilience building. She educates small
groups and families, helping them navigate issues related to death and dying,
empowering them to take control of their end-of-life journey to leave better
memories for loved ones.

Her expertise has been featured on CBC, and she has hosted over 60 Death Cafés. She
also contributed to the creation of Compassionate Alberta, a province-wide
project to raise awareness and provide resources for palliative care and
advance care planning.

With over 20 years in leadership, certification as an Executor Advisor, education in
funeral services, and experience as an instructional designer and facilitator,
she takes a practical and fun approach to helping people acknowledge their mortality and plan for their inevitable demise.

I have a BsC in Business Administration and majored in Finance and Economics. I also have an EMBA and I am doctoral Student. I am a Financial Advisor and service HNW in Sylvan Lake. I heard about CEA through our firm. 

I partner with my clients to understand what's important to them, their family, and their specific situations. I use an established process, so they understand what is required in order to achieve their financial goals. Goals that evolve and develop over time. Through the years, we partner together for the long term, to ensure that they stay on track.

While working with my clients, I believe that educating and explaining costs and concepts, is as important as the recommendations that we make.

Having lived in this area, on a purebred Angus cattle operation for over 25 years, I am familiar with working with clients of a business, and agricultural background. Specializing with transition planning.

I enjoy working with individuals to help prepare for retirement, live in retirement, and specific client goals. Preparing for the unexpected, and education savings are also services we offer.

Completing my degree at Montana State University, and living state side for 15 years, I decided to move back home, and raise our two boys. At that time, I worked for Cargill as a FMR and grain buyer. I also had the opportunity to work contract positions in other areas. One being for the APX/Hilton Hotel group as a consultant. My love of working in the commodities market, eventually led me to work here at Edward Jones Investments.

You can often find me at the football field, and hockey rink, cheering on our boys. In the summer, we enjoy spending our time at Brightsand Lake. I enjoy sports, horticulture, and attending yoga and spin class.

Tyler started Hope Financial Solutions as a personal finance coaching business in 2021. Tyler has a heart to help those in grief and need, bringing clarity and stability to their financial situation as they mourn the loss of a loved one. As a CEA, Tyler is privileged to be able to step into situations of loss, and bring peace and clarity to the financial situation.

Tyler has been a fully accredited CPA since 2015, and recently completed his CEA accreditation. Tyler has worked in a variety of corporate financial roles for about 15 years before branching out to start his own business.

Tyler is happily married with one child, and lives on Waterford, Ontario.