Find a CEA

 I work in the high net worth market, with professionals and Business person. I  work with individuals that make more than 1MM in there companies, with more than 500000 profit. or companies with 5mm to 50 MM in revenue. I am there quarterback in all of there financial issues, personal or business.

Dave Ratke, holds a CGA, CPA designation. His background spans over 25 years of progressive experience in Edmonton, Alberta, and surrounding areas in the industries of construction, manufacturing, oil and gas, and forestry. Dave is a highly accomplished finance professional managing successful finance departments in private and public sectors, as well as public company experience in both Canada and US jurisdictions.  Dave also has previous experience as a privacy officer and is currently a Commissioner for Oaths. 

A practical, balanced, and realistic approach, educating individuals on fundamental financial options, and decision making.

Services:  Insurance & Investments for individuals, corporations

Background, Experience & Education:

- Litigation & Appeal, Court Mediator (Family & Commercial)

- Business degree, Law Study, Mediation/Arbitration

With 35 years of experience in public accounting, I specialize in guiding estate executors through the financial responsibilities that come with settling an estate. I understand how complex and emotional this process can be, and I’m here to provide clear, personal support every step of the way. From preparing final tax returns to managing estate accounts and ensuring compliance, I handle the details so you can focus on honoring your loved one’s legacy. Helping people through this important transition is not just my profession—it’s my purpose.

I am a Financial Advisor located in Osoyoos BC.  I've been practicing for 30 years, fully licensed for investments with the MFDA in BC and AB, life licensed in BC and AB, specializing in Retirement Income Planning and Legacy Planning.  I am a Certified Professional Consultant on Aging.I am also an associate with GIC Direct providing banking products across Canada.

Designations:  HBSc. in Geology, CPCA

We have been in business since 1992. We provide advice and solutions to financial problems for clients in the areas of Protection, Accumulation and Retirement.  Implementing a financial plan for our clients that addresses risk management, increasing wealth and retirement planning allows us to always be objective-based when it comes to any recommendations we present to our clients.