Find a CEA

I am an estate planner working at Servus Credit Union.  I have a Bachelor's Degree in Economics and am a CFP and TEP designate.  I have worked with Servus Credit Union for over 20 years in a variety of different roles.

I am an Associate Financial Advisor at Assante Financial Management. Our team excels in providing holistic financial planning services including wealth management, insurance and risk management, investment planning, retirement planning, tax planning, and estate planning. I am truly passionate about my work and find great joy in helping individuals achieve their personal and financial goals.

I run my own practice with Edward Jones, where I work primarily with professionals and business owners to help them make confident financial decisions and achieve what matters most to them.

My path into this industry was shaped early on by watching good people make crucial financial choices without the guidance they deserved. Too often, I saw missed opportunities or a lack of trusted advice during critical moments. Those experiences inspired me to build a career since 2016 focused on bringing clarity, reducing complexity, and offering reliable partnership.

Today, my team and I utilize a comprehensive, personalized approach. We take the time to deeply understand your unique goals, values, and vision for the future. Whether we are navigating retirement planning, wealth strategies, or business succession, our focus is on building tailored strategies that align with your life.

What I value most is seeing the tangible impact this work has on people's lives. We believe financial advice must be built on trust, transparency, and long-term relationships so you always understand not just where your money is invested, but why.

My role at The Gryphin Advantage is to build relationships with advisors by offering coaching, mentoring and education, in order to bring value and assist them in growing their business in the most professional environment possible.

I have been a Toronto-based real estate broker, in full-time practice, for the past four decades, since 1986.

Now, in 2026, I am shifting my focus to consulting and coordinating referral real estate business. I feel that adding the CEA designation to my role will bring benefits to existing and new clients alike.

Many of the professions executors will turn to in the course of their duties, are in the same areas of expertise I practiced in throughout my real estate career, so the terrain is familiar to me. I have seen, firsthand, that there is a need for this kind of advisory service. I am detail oriented by nature and this will serve me well as an executor advisor. 

Jag is a CRA
(Canadian Residential Appraiser) and an AIC (Appraisal Institute of Canada)
Member since 2005. He is the founder and CEO of Highland Appraisals Inc., a
real estate appraisal firm serving Fraser Valley and the Lower Mainland.
Highland Appraisals provides services to major financial institutions and
credit unions in Canada including the big five banks, Credit Unions, and Law
Firms. Having experience in appraising multitude of properties over the course
of his career, Jag has seen a variety of different circumstances with differing
markets conditions. Jag decided to further his knowledge by acquiring CEA
designation to better service his clients while expanding his horizon in the
industry. 

Our Promise to
Clients

We believe great
financial advice starts with understanding you.

Our role is to help
bring clarity, confidence, and calm to your financial life - so you can make
thoughtful decisions and focus on what truly matters to you and your family.

We work best through
long-term relationships build on trust, open communication, and shared goals.

How We Work With
Clients

Every client
relationship is personal, but our service is designed around three core
principles:

1. Advice That
Evolves With You

  Your life isn't static-neither is your
plan.  We adjust guidance as your goals,
priorities and 

  circumstances change.

2. Proactive
Communication

  We don't wait for problems to arise.  We reach out during market shifts, life
transitions, and 

  important planning moments so you're never
navigating decisions alone.

3. A
Relationship-First Approach

  You're not just an account number.  We take the time to understand your values,
family, and long-

  term vision.

What You Can Expect

Depending on your
needs and complexity, our clients may experience:

* Ongoing financial
planning and portfolio oversight

* Regular review
meetings and proactive check-ins

* Clear explanations
without jargon

* Coordination with
other professionals when appropriate

* A long-term
partnership grounded in trust and care that spans multiple generations

As your financial
life grows, our support naturally deepens.

Who We Work Best
With

We're at our best
with clients who:

* Value advice and
collaboration

* Want ongoing
relationship, not one-time transactions

* Appreciate
thoughtful planning and open communication

If that sounds like
you, we're likely a great fit.

Our Long-Term Vision
for You

Our goal is
simple:  That you feel understood,
supported, and confident-today and years from now.

And when someone you
care about needs financial guidance, we hope we're the first name that comes to
mind.

I am grateful for
the trust my clients have in me and am committed to supporting my
community.  My focus charities are:
Chatham Kent Hospice, thru monthly donations; Sakura House Hospice thru Hike
For Hospice and Handbag For Hospice event sponsorship; Opportunity
International Canada.

My husband Mac and I
live locally.  As a limited partner with
Edward Jones, I am proud to represent our firm in our community.

I’m proud to serve the communities of Perth, Carleton Place, and the Ottawa area, helping individuals and families build clarity, confidence, and peace of mind in their financial lives. With over 13 years of experience in the financial industry, my career has taken me through a variety of roles, each one deepening my understanding of how to guide clients through life’s many stages. My journey began long before that—having moved to Canada from Ukraine over 25 years ago, I understand firsthand the importance of building a secure future and making thoughtful, informed decisions along the way.

I take the time to understand each client’s unique goals, priorities, and comfort with risk. Whether you’re preparing for retirement, managing complex investments, or navigating estate planning, I believe financial advice should be personal, practical, and built to support you through both the celebrations and the challenges. My clients know they can rely on me—not just for strategies and solutions, but for consistent support when they need it most.

Beyond my work, my husband John and I live on a small hobby farm in Lanark, where we share our days with an alpaca herd, Maremma sheepdogs, goats, and other animals. We love spending time with our adult children, travelling, and enjoying all that our beautiful community has to offer. Life on the farm has taught me patience, perspective, and the value of long-term care—qualities that naturally shape how I work with my clients.

Every day, I go home knowing I’ve made a meaningful difference in someone’s life. For me, that’s the greatest reward of all.

Business professional specializing in preparing and helping people through change.  Change comes in many forms including business change focusing on many layers of an organization or a personal change, such as losing a loved one. 

Credentials: Bachelor of Business Administration in Accounting, PROSCI change management certification, previous Canada Revenue Agency auditor, previous estate executor so have experience being an executor.