Find a CEA

 I work in the high net worth market, with professionals and Business person. I  work with individuals that make more than 1MM in there companies, with more than 500000 profit. or companies with 5mm to 50 MM in revenue. I am there quarterback in all of there financial issues, personal or business.

Dave Ratke, holds a CGA, CPA designation. His background spans over 25 years of progressive experience in Edmonton, Alberta, and surrounding areas in the industries of construction, manufacturing, oil and gas, and forestry. Dave is a highly accomplished finance professional managing successful finance departments in private and public sectors, as well as public company experience in both Canada and US jurisdictions.  Dave also has previous experience as a privacy officer and is currently a Commissioner for Oaths. 

I have 20 plus years in the Financial Services arena specializing in Wealth Creation/Preservation, Tax Preparation and Insurance Solutions. I have a degree in Finance and Economics and I am a CFP. 

A practical, balanced, and realistic approach, educating individuals on fundamental financial options, and decision making.

Services:  Insurance & Investments for individuals, corporations

Background, Experience & Education:

- Litigation & Appeal, Court Mediator (Family & Commercial)

- Business degree, Law Study, Mediation/Arbitration

With 35 years of experience in public accounting, I specialize in guiding estate executors through the financial responsibilities that come with settling an estate. I understand how complex and emotional this process can be, and I’m here to provide clear, personal support every step of the way. From preparing final tax returns to managing estate accounts and ensuring compliance, I handle the details so you can focus on honoring your loved one’s legacy. Helping people through this important transition is not just my profession—it’s my purpose.

I don't currently have a business and am doing this course out of self-interest.

I am a Financial Advisor located in Osoyoos BC.  I've been practicing for 30 years, fully licensed for investments with the MFDA in BC and AB, life licensed in BC and AB, specializing in Retirement Income Planning and Legacy Planning.  I am a Certified Professional Consultant on Aging.I am also an associate with GIC Direct providing banking products across Canada.

Designations:  HBSc. in Geology, CPCA

Fee for service financial planner specializing in farm and small business transition planning. 

CFP Certified financial planner

CLU Chartered Life Underwriter 

CHS Certified Health Insurance specialist

CEC Certified Executive Coach

ACA Agexpert Certified Advisor 

CAFA Certified Agricutural Farm
Advisor

Roxann is a Financial Advisor helping Families and Business Owners protect their personal life, business, and assets so they can live comfortably and achieve their future goals.

Her expertise lies in understanding your unique situations, goals and finding opportunities and solutions that solve multiple problems.

Roxann is passionate about helping other individuals build their own financial services business and create passive income sources.

Are you an Individual or Business Owner working hard to climb up the corporate ladder, and grow your business while taking care of your family and personal life?

Chances are you are working hard to go to that next level fighting challenges that come with today's work environment.

All this means that you simply don't have the time to pause and think about things that could go wrong and the risk you are putting on yourself, your business and your family.

Have you thought about the following:

Did you know? 3 in 10 middle class families live paycheck to paycheck, 30% of households lack life protection, 41% Gen-Xers haven't saved for retirement, and much more

One small unforeseen event can take everything you have built away from your loved ones.

You see...these are some of the many questions that I can help you answer.

Avoid this: "Being a Top Performer, making a high income, but risking everything due to lack of proper planning..."

We have been in business since 1992. We provide advice and solutions to financial problems for clients in the areas of Protection, Accumulation and Retirement.  Implementing a financial plan for our clients that addresses risk management, increasing wealth and retirement planning allows us to always be objective-based when it comes to any recommendations we present to our clients.  

Chartered Professional Accountant's office with two CPAs, three tech and two admin.  We prepare personal and corporate returns as well as estates and trusts.   We have a small list of American clients that we do 1040 returns for.