Find a CEA

Cherie began her financial service career in 2007, working in Toronto on Bay Street with a leading boutique asset management firm. In 2011, she was awarded the President's List award by the Financial Planning Standards Council when she tied for the second highest mark in the country when completing her final certification exam for the CFP designation.

Cherie is now located in Peterborough, where she as a Certified Financial Planner at Lighthouse Private Wealth. She brings her expertise and attention to detail to the planning process for the firm's clients. Cherie works directly with clients providing hands on wealth management and financial planning.

I am a financial security advisor. 

As a CFP professional, I specialize in providing tailored financial solutions to affluent clients. My expertise includes estate planning, credit solutions, and strategic advisory, all built on a foundation of trust and long-term relationships. I've been fortunate to have built strong relationships throughout my career both internally within my firm and externally. 

Jay Dowhaniuk, which is pronounced “Dow-han-e-uk” (don’t worry, even Ukrainians pronounce it wrong!), is a Wealth Manager at Raymond James. Jay’s clients value his personable approach and unique skill of explaining complex financial concepts in a way that is understandable.
A graduate from the Okanagan School of Business with a BBA degree majoring in finance, Jay started his career at a major bank but soon joined Raymond James in 2005 and has over 15 years of experience in finance. Jay has also earned the prestigious Chartered Investment Manager (CIM®) and Fellow of CSI (FCSI®) designations.

Jay is an avid cyclist who combines his passion for cycling and philanthropy by participating in a number of fundraising events each year. Most notably is the Ride to Conquer Cancer benefiting the BC Cancer Foundation where Jay’s efforts caught the attention of Global News Okanagan and the Kelowna Daily Courier.
When Jay is not in the office, he enjoys spending time with his wife Brianne, daughter Charley and son Tucker. When he isn’t biking Jay enjoys boating, camping, snowboarding and taking advantage of all the Okanagan has to offer.

Senior Financial Advisor with more than 35 years' financial services experience.

I continually review my clients' on-going financial situation and with them, I devise a retirement and investment savings plan that is suitable, given their individual risk tolerance, investment objectives and time horizon.

As an independent financial advisor, I am able to place my clients’ needs and best interests first. I offer products and services tailored to my clients without regard to compensation, ensuring portfolio balance and risk mitigation. My goal is to offer integrated investment and insurance solutions, centred on my clients’ priorities to help them achieve their dreams.

I have been working with the CU system my entire working career and in the last several years have shifted my role over leading the Investment Operations, Administration Team.  Focusing on registered products, including Estates. 

As Partner at Sage Sfera, I help executors,
beneficiaries, and estate professionals navigate the human side of estate
administration. As a CEA with an Executive Certificate in Conflict Management
(Windsor Law) and a B.A.Sc. in Chemical Engineering (U of T), I pair structured
problem-solving with an insightful, supportive approach—helping executors and
families navigate duties, decisions, and delicate conversations with clarity
and confidence.

Drawing on a proven record of turning vision into actionable
roadmaps, coordinating diverse stakeholders, and long-term entrepreneurial
success, I excel at aligning diverse viewpoints and moving complex projects
forward. Whether clarifying roles, untangling ownership issues, or guiding
difficult family conversations, I create structured, respectful processes that
protect both assets and relationships. Clients value my calm, intuitive
leadership style and the tailored strategies I design to deliver enduring,
collaborative outcomes across estates and family enterprises.

Passages Law services clients primarily in the estates area, which include probates, re-sealings of foreign jurisdiction probates, and estate litigation; we also do basic corporate work and real estate transactions.

Naomi English, BA (Econ), FCSI,CIM 

Associate Wealth Advisor with the Kozak Financial Group at CIBC Wood Gundy

Our team provides a full range of investment services and financial advice.