Find a CEA

I am very privileged to introduce myself to you. My name is
Luxmihaasan Rasappah, and people like to call me “Lucky”. I have more than 20
years of experience in the financial industry. I
have a Bachelor of Arts degree in Law from Carleton University since 2000. I
hold the five designations in the financial industry. These designations are
Chartered Life Underwriter (CLU), Certified Health Insurance Specialist (CHS),
Certified Executor Advisor (CEA), Certified Divorce Financial Analyst (CDFA)
and Chartered Financial Divorce Specialist (CFDS). I do have tax education from
HR Block and Softron. Also, I did achieve Collaborative family law training. I
possess skills such as training to help my advisors grow; leadership;
communications as well as public speaking. Additionally, I am in the process of
updating my education and obtaining the Certified Financial Planner
designation. My areas of expertise are Risk Management, Retirement planning, Tax
planning, Estate planning, Trust and Succession planning. I
have expanded my business around Canada, and I am licensed to offer my services
in Alberta, British Columbia, Manitoba, Ontario, and Saskatchewan.

I am the Founder, President, and CEO of Kabis &
Associates Inc. and Kabis Accounting & Financial Service Inc. I am managing
more than three hundred Insurance and Investment advisors in Kabis &
Associates Inc. Kabis & Associates Inc. is a one of the leading Managing
General Agencies in Canada and is licensed in the five major provinces. Kabis
& Associates Inc. provides a one stop solution for financial services and
fulfils the needs of clients to obtain financial freedom since 2006. Kabis
& Associates Inc. received a couple of top awards from Insurance companies
for Insurance premium volumes and Investment volumes. Kabis Accounting &
Financial Service Inc. is one of the leading tax return filing companies and it
was established in October 2010. Kabis Accounting & Financial Service Inc.
helps with filing Individual tax returns, corporate tax returns, Trust tax
returns and final/deceased tax returns.

I do have a lot of experience in Trust & Estate planning
since December 2006. I look after Beforecare and Aftercare needs for Estate and
Trust planning. My current responsibilities are minimizing taxes at death,
maximizing the inheritance value, ensures that the person’s last wishes were
met, minimizing legal expenses, simplifying settlement of the estate,
determining your estate distribution, formulating strategies for distribution,
creating a multi-Trusts for different reasons, estate Freeze, minimizing estate
taxation, protecting estate value, formulizing estate documentation, lifestyle
goals, and Monitor & Review.

www.CanadianEstatePlanning.com

Dave Ratke, holds a CGA, CPA designation. His background spans over 25 years of progressive experience in Edmonton, Alberta, and surrounding areas in the industries of construction, manufacturing, oil and gas, and forestry. Dave is a highly accomplished finance professional managing successful finance departments in private and public sectors, as well as public company experience in both Canada and US jurisdictions.  Dave also has previous experience as a privacy officer and is currently a Commissioner for Oaths. 

With 30+ years experience in banking, credit unions, charitable
organizations and as a business entrepreneur coaching people about their
personal finances and small business, it is my privilege to financially
coach and advise Executors, Administrators and families through such a
life-changing event as death of a family member.

I also assist to "Set Your House In Order" before a death
occurs by coaching through the preparation of Will and Powers of Attorney documents. This proactive step
saves tremendous time and frustration in the future.

Services available through EstateCoach.ca and financial-concierge.ca.

I have 20 plus years in the Financial Services arena specializing in Wealth Creation/Preservation, Tax Preparation and Insurance Solutions. I have a degree in Finance and Economics and I am a CFP. 

I am wealth advisor in which I practice wealth management. I help clients navigate thru complexities that wealth creates.My professional designations are as follows:CFP,CIM,CLU,ChFC,EPC,RFP,TEP

I believe you are the luckiest person in this world if your passion is your work. My passion is to genuinely connect with others, know their aspirations and help them out in any possible manner to attain those goals. The same goes for Edward Jones, whose investment philosophy is based on discovering the financial needs of clients and have processes in place to look after their financial wellbeing. It is all about fostering a lifelong relation with the client and celebrating the achievement of their financial milestones.

My passion for serving the community started with my Banking experience in which I helped individuals and business owners by providing banking solutions. Down the road, I realized that there is much more happening in an individual’s life for which proper planning and preparation could provide the much needed peace of mind. I came closer to understanding the fabric of life, when my parents started to live in retirement. At that time I realized the benefits of having a roadmap laid down beforehand so that the journey ahead is a comfortable one.

Be it preparing or living in retirement, purchase of a house, going on vacation, sending kids to college or leaving a legacy for your loved ones, all require foresight and dedication to stick to a plan. As part of Edward Jones and a team of dedicated professionals, I am able to better serve my community by making their dreams come true.

Business solution specialist. Senior planning authority. Certified as an Elder Planning Counselor, Certified Executor Advisor and Certified professional consultant on aging. Completed Canadian Investment fund course with experience in GIF, Mutual Funds and private placements. Also led national employee benefits across Canada. With 20 years of financial experience and founder of Jacob Warren Financial Inc. we specialize in Executive Benefits and senior planning. Founder of Jacob Warren Financial Inc. and agingincanada.com

A practical, balanced, and realistic approach, educating individuals on fundamental financial options, and decision making.

Services:  Insurance & Investments for individuals, corporations

Background, Experience & Education:

- Litigation & Appeal, Court Mediator (Family & Commercial)

- Business degree, Law Study, Mediation/Arbitration

Provider of Fractional CFO/Interim CFO services for Public and Private/Family organizations

I don't currently have a business and am doing this course out of self-interest.