Find a CEA

I specialize in comprehensive financial planning, tax planning, estate planning, and life insurance planning, with a commitment to bringing clarity and confidence to my clients’ financial futures. My focus is on creating personalized strategies that empower individuals and families to achieve their goals through a clear, tailored roadmap.

I hold an Oil & Gas Technologist diploma from Texas Tech University (2011) and have earned key certifications, including the Investment Fund in Canada (MFDA) designation from the Canadian Securities Institute (2018) and the Life License Qualification Program (LLQP) from the IFSE Institute (2020). These credentials reflect my dedication to professional growth and to delivering expert, trusted financial advice.

One of my proudest career achievements is developing customized financial plans that instill confidence and peace of mind in my clients. Outside of my professional life, I take great pride in my family, finding joy in traveling together and raising active, sporty children. I also enjoy recreational baseball and embrace the thrill of snowboarding in the mountains.

My guiding philosophy is to “turn fear into excitement,” a mindset that fuels my passion for seizing opportunities and inspiring others to do the same. By combining technical expertise with a client-first approach, I strive to make a lasting, positive impact on the lives of those I serve.

Canadian Heritage Wealth & Estate provides retirement investment advice, estate planning advice, and business succession advice to individuals in Ontario. 

Jeffrey Poirier, Financial Advisor 

CFP, CLU, CHS, RIS

A graduate of McGill Univesity, Sandy is Founder and Principal at Trimaran Financial. Sandy is a Financial Advisor specializing in financial, estate, and retirement planning for more than 25 years. She partners with her clients to help them control and protect their life's work by making wise choices. Working collaboratively with her client's professional advisors, Sandy provides clarity to identify the best solutions to help self-employed professionals and business owners find the right solutions to implement and achieve their financial security and independence goals.

Margot practices in the area of civil litigation, focusing on commercial, construction and estate law related issues. Margot is a member of the firm's Construction Law and Financial Loss Recovery practice groups. Fluently bilingual, Margot represents both Francophone and Anglophone clients and argues matters before the courts in both official languages.

Margot attended the University of Ottawa, where she obtained her Bachelor's degree in Political Science in 2007 and graduated from the Faculty of Law in 2010. After articling for Doucet McBride LLP in 2010-2011, she joined the firm as an associate following her call to the Ontario Bar in June 2011.

Prior to 2010, Margot developed experience in various legal positions with the federal public service in areas of program delivery and policy, including with the Department of National Defence with the Office of the Judge Advocate General (JAG), the Office to the Secretary to the Governor General of Canada (OSGG), and Transport Canada (TC).
A proud member of the Ontario Bar Association and the County of Carleton Law Association, Margot also delights in supporting a variety of Eastern Ontario and capital area community groups and events.

Outside the office Margot enjoys golf, volleyball, yoga, entertaining family and friends, as well as spending quality time traveling with her husband.

Kam is a Senior Financial Consultant and uses a collaborative approach while implementing risk management and estate optimization plans for clients.

Kam’s areas of expertise include risk management strategies for business owners, advanced insurance strategies for estate needs, and tax mitigation techniques in the face of long-term planning needs. His passion is empowering people through knowledge, delineating complex information in palatable language and relatable explanations.

Rosaline has over 25 years experience in financial services relating to insurance and investments.  She teaches financial literacy through continuing education and volunteer programs for all ages. Her focus is to  communicate topics relating to wealth accumulation and risk management in clear and simple language for all ages.

I have been in the  Insurance and Financial Services Industry for over 40 years. With my commitment to service and my dedication to serving individual families and Business owners , I have built a successful practice that is a testament to only one word  "SERVICE". As my clientele is aging and they are moving their assets to the next genaration, I have been called to assist informally with their last will and testaments.

The CERTIFIED EXECUTOR ADVISOR will certainly enhance my knowledge in this process and  I hope to help and assist other excutors as I move my practice forard in this direction.

My educational qualification are as follows:

BA ( Uof T)- 1976

Entered the Business with a large Insurance company from 1977 to 2007.

fromm 2007 to the current time, I am an independent Insurance  and Financial advisor with a large MGA.

CLU-  designation in 1984

CFP  -designation in 1997

CH FC-designation in 1989

REBC-designation in 2002

GBA- designation in 2002

EPC- designation in 2005

Investment practice management consultant, working with Discretionary Portfolio Managers and Investment Advisors who wish to build or refine their investment portfolios, reduce ad hoc and scale their practice.

The advisory role can be an isolating one, with a lack of clarity regarding which steps to take to achieve that next level. 

I serve as an advisor's sounding board to success by facilitating one-on-one sessions focused on investment management.

The end result is a
heightened level of conviction, which comes after they've taken a fresh look at
their practice, weighed the pros and cons in various areas, and made decisions based on what will have the
most meaningful impact.

My designations are CFP, FMA, CEA, FCSI, CIM and I worked for 12 years as a Discretionary Portfolio Manager and Investment Advisor for some of the world's best regarded investment firms.

As a Chartered Professional
accountant (CPA) and Certified Financial Planner (CFP), I have worked for more than 25 years with clients to enhance their financial well being and peace of mind by helping them manage
their financial, tax and estate planning needs. I partner with Investia Financial as an independent financial partner, licensed in both Ontario and Prince Edward Island. 

As an Elder Planning Counselor (EPC) I
recognize the needs of a growing aging population and offer age friendly guidance
and solutions to enhance financial and emotional well-being.

At Timeless Financial I understand that every financial situation is unique and managing your wealth can be complex and time-consuming.

Are you an Executor or Executrix? Working with a Certified Executor Advisor will help you navigate through the 17 potential professions involved in settling an estate needed to achieve  the best results for everyone involved.

As a financial services professional with over 30 years of experience, I am passionate about building rapport with my clients, earning their trust and helping Canadians reach their financial goals to ensure that their families are taken care of.