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A career that spans over 35 years, an independent insurance advisor helping family owned private corporations, incorporated professionals and individuals.  
Offering contracts with all major insurance companies and servicing Ontario, Vancouver and Alberta.
Each client is unique and they require custom options and flexibility.  From living benefits to participating life, universal life, disability and term insurance, clients can be confident that their expectations will be met.

Cherie began her financial service career in 2007, working in Toronto on Bay Street with a leading boutique asset management firm. In 2011, she was awarded the President's List award by the Financial Planning Standards Council when she tied for the second highest mark in the country when completing her final certification exam for the CFP designation.

Cherie is now located in Peterborough, where she as a Certified Financial Planner at Lighthouse Private Wealth. She brings her expertise and attention to detail to the planning process for the firm's clients. Cherie works directly with clients providing hands on wealth management and financial planning.

I am a financial security advisor. 

As a CFP professional, I specialize in providing tailored financial solutions to affluent clients. My expertise includes estate planning, credit solutions, and strategic advisory, all built on a foundation of trust and long-term relationships. I've been fortunate to have built strong relationships throughout my career both internally within my firm and externally. 

Jay Dowhaniuk, which is pronounced “Dow-han-e-uk” (don’t worry, even Ukrainians pronounce it wrong!), is a Wealth Manager at Raymond James. Jay’s clients value his personable approach and unique skill of explaining complex financial concepts in a way that is understandable.
A graduate from the Okanagan School of Business with a BBA degree majoring in finance, Jay started his career at a major bank but soon joined Raymond James in 2005 and has over 15 years of experience in finance. Jay has also earned the prestigious Chartered Investment Manager (CIM®) and Fellow of CSI (FCSI®) designations.

Jay is an avid cyclist who combines his passion for cycling and philanthropy by participating in a number of fundraising events each year. Most notably is the Ride to Conquer Cancer benefiting the BC Cancer Foundation where Jay’s efforts caught the attention of Global News Okanagan and the Kelowna Daily Courier.
When Jay is not in the office, he enjoys spending time with his wife Brianne, daughter Charley and son Tucker. When he isn’t biking Jay enjoys boating, camping, snowboarding and taking advantage of all the Okanagan has to offer.

I have been working with the CU system my entire working career and in the last several years have shifted my role over leading the Investment Operations, Administration Team.  Focusing on registered products, including Estates. 

“I believe financial planning should feel less overwhelming and more empowering. My role is to help clients piece together their finances by creating clear, practical strategies that support both their short-term and long-term goals.”

I will be completing my Bachelor of Commerce (Honours) degree in December 2025 with a major in Finance from the University of Manitoba and am currently completing my LLQP certification. As a Francophone, I am proud to serve clients in both English and French, making financial planning more accessible to everyone.

Being new to the financial services industry allows me to bring a fresh perspective, strong energy, and a genuine passion for helping clients succeed. My objective is to paint a clear picture that encompasses all aspects of someone’s financial well-being, not just investments. My goal is to be a trusted partner and help clients turn their goals into reality.