Find a CEA

My
priorities have remained unchanged for 45 years; preservation of total
portfolio (household included),

earning a respectable tax preferred investment income and lowering your
personal tax burden annually.

Designations: EPC, CPCA, CEA

Over 25 years assisting Clients with Retirement Planning, Estate Planning & Tax Planning.

Licenced with Insurance Council of BC (Life Insurance), CIRO (Securities) and FP Canada (CFP).

Wealth management services

Cadence Final Document Services offers advisory services to assist families and executors with the document preparation required after a death. 

We have a team of Certified Executor Advisors available to support you through the complex administrative process that comes after a death. 

We believe that grief is hard enough. We are dedicated to making final documents simple. 

Call us today to get started. 

306-500-9625 or toll-free at 1-800-500-2135

B.Comm., LL.B., M.Int.Tax, M.F.Acc., C.E.A., C.F.E., C.F.I.

I am a lawyer whose practice focuses on civil, administrative, and criminal litigation.

About Me

With over 35 years of financial services experience, I have been actively focused on providing comprehensive financial management advice and solutions to high net worth individuals and their families, estates & trusts, and charitable and business organizations.

Winning 4 merit awards (The MERIT Award is an integrated TD Wealth program that rewards and recognizes the exceptional achievements of the top employees across the organization. It focuses on  Motivation, Excellence, Results, Integrity, Teamwork)

I continue to strive to understand our clients evolving needs and provide advice and solutions to match their needs.

I hold the Personal Financial Planning designation as well as the professional a certificate in Retirement Strategy and Wealth Management Techniques.

Family and community involvement is important to me. I actively participate in various events and fund raisers including: Big Brother Big Sisters, Million Dollar Smiles and Juvenile Ride for Diabetes, Yellow Brick House and Hope Worldwide of Canada.

Helping you achieve your vision of success

At TD Wealth, we believe that each client’s needs are truly unique. Our goal is to offer you the relevant, customized wealth advice you deserve - and we can do that only by fully understanding you. That's why we take a unique approach to understanding you, your family and your values. Whether your needs are straightforward or complex, we're dedicated to delivering tailored, comprehensive, wealth management strategies that are rooted in your goals. We will stay in tune with your needs and help ensure you're on track to achieve the future you envision for yourself.

Getting to know what truly matters to you is our top priority. Applying principles of behavioural finance allows me to dig deeper and understand your personality, your goals, your family, and your motivations.

Specialize in Retirement/Estate planning. My credentials are 30+yrs in the industry with a CLU and CIM. 

As a former teacher, my goal is to help people clearly understand what is important to them and why it is important.  Your financial plan should reflect who you are and what you want to accomplish.  As an independent insurance and investment broker, I am able to access financial services and products to help you make the most of your money.  I have been a financial advisor since 1992. 

My goal is to help you utilize both insurance and investment products so you get the maximum value out of them for now, for retirement and for your legacy.  

 In 2012 I was introduced to the Infinite Banking Concept. This was revolutionary to me as I had been trained that all people need is term life insurance, RRSP’s and mutual funds. Here was a concept suggesting that properly structured Dividend Paying Whole Life Insurance should be the foundation and the real driving force of a solid financial plan. It was not about the death benefit or investment rates of return. Rather it was about the LIVING benefits. It was about uninterrupted compounding interest. It was about growing your wealth tax-free for the rest of your life and having full access, use and control of your money. It was about cash flow management. Essentially it is a tax-free wealth building tool that carries so many benefits.

With the Infinite Banking Concept you:
Build wealth. Build cash flow. Build a family legacy.

By combining products from the life insurance industry with good, solid products from the investment industry, you are giving yourself the best options available for life, for retirement and for your legacy. 

I am a Senior Wealth Advisor  with the CFP and CPCA credentials. I have 25 years of experience working with families providing a holistic Wealth Management approach. I recommend  personalized, diversified and discipline asset management solutions along with tax minimization and estate and retirement planning.

I am a CERTIFIED FINANCIAL PLANNER®  with TD Wealth Financial Planning and more than 25 years of experience in the financial industry. I ensure my clients have financial peace of mind and security by looking at their holistic financial picture and advising them on the best solutions to meet their financial goals.

Twenty years ago I discovered my true passion - helping families connect their dreams to their goals by creating tactical and purpose-built financial strategies.

My year's as a technical trainer taught me that no question is ever too basic or too trivial. When we meet to discover what is truly important to you and your family, my goal is to make sure that all your questions are answered and you have the knowledge to make truly informed decisions about your future. I will work beside you for the long-term, listen to your concerns and ideas and then we will work together to build a financial strategy that is built just for you. We will connect regularly along the way and make adjustments as necessary.

Over the 35+ years that my wife and I have lived in Brampton, and now recently Orangeville, we have grown deep roots in the community. Our grown and married daughters (and 3 grandchildren that we love to pieces) are close to us and we are very proud of their accomplishments. I would consider myself a self-declared coffee and wine enthusiast and a fairly competent home handyman. I have tried my hand at making wine but lately I have shifted to mastering my coffee roasting skills. I enjoy the concept of cooking, but favour eating instead.

I am a Catholic Faith based advisor that works with clients holistically to meet their spiritual needs in using financial services to protect families with insurance and financial instrument resources. I have been a Financial  & Insurance Advisor since 2016, previously with a Fortune 1000 company.

Besides the CEA designation, other certifications are as a Professional Financial Advisor (PFA) with Advocis, a Certified Professional Consultant with Aged (CPCA), and Fraternal Insurance Counsellor (FIC). I earned a BSc. EET in 1998 and remain a CET with ASET & a member of IEEE for over 25yrs.

I am an active volunteer with many organizations including my parish as a Lector, EEM, & Pastoral Care minister, Knights of Columbus (www.kofc.org), Christian Motorcycle Association, and Ride for Dad (motorcycle riding charity for raising money for prostate cancer - https://ridefordad.ca/).