Find a CEA

I am a Certified Financial Planner and Chartered Life Underwriter with extensive experience in Financial and Estate Planning.  

I specialize in wealth preservation & growth during your lifetime and, when the time comes, the most efficient and cost effective transfer of assets to your heirs and other beneficiaries.

I'm a Financial Planner with over 30 years experience servicing clients all over Canada. I provide comprehensive financial planning advise with an emphasis on Pre-Retirement Planning. I'm also a Certified Retirement Coach to help clients with the non-financial aspect of retirement planning. I have 8 professional designations including the CFP, EPC, CIM, FCSI, CIWM, CRC, RRC, RIS and CEA

Financial advisor for 37 years serving clients in Canada as well as USA with an MBA, CFP, CSC, CSA ,CFRE and CFC degrees and designations.. In addition to having full financial service offices for clients also has In-depth experience in charitable giving and the structures and strategies involved with that to meet a client's personal as well as corporate purposes. Key note speaker in Canada as well as USA for national conferences as well as ongoing financial expert pieces and consultant for radio and television.

My Services:

1. Comprehensive Financial Planning
2. Retirement Planning
3. Wealth Creation, Wealth Preservation and Wealth Transfer to future generation
4. Children Education Savings plans, RESP
5. Income Replacement, Critical Illness and Life Insurance
6. RRSP Loans, GIC's, RRIF
7. Investment and Segregated Funds
8. Tax and Estate Planning
9. Mortgages
10. Representative of Top Insurance Companies:Canada Life, Manulife Financial, Sun Life, BMO Insurance, Desjardin Financial, Equitable Life, Industrial Alliance, RBC Insurance

Holding CLU, CH.F.C, and CHS Designations.

Experience since 1994.

11.Buying and Selling Real Estate Investments since 2003.

I am a Certified Financial Planner specializing in helping clients save and plan for their future to provide the chosen income and lifestyle for their retirement.  Often times this includes planning and assisting in the passing of wealth to their next generation. 

30 Years plus in the Life, Health Insurance Business, Mutual Fund Licensed, CHS and Financial Advisor working with Business Owners, Families in the construction, trades business whom own real estate looking for assistance on the Estate side has been more present in my practice then before. My goal is broaden my knowledge regarding this area to assist existing clients and work with professionals whom have and require my expertise. 

 Clients are always surprised at the simplicity of my
financial plans. It's been my experience, the real challenge lies in seeing the
big picture and analyzing all the working parts. By delivering an
approachable plan, I help my clients clarify the path to their goals.

I feel fortunate to do this work; I get to meet and help
people from all stages in their life. Helping people help themselves!

Patti Saliga , Financial Security Advisor

In the business of financial service for over a decade and immensely continue to enjoy the relationships created with individuals and families that I have crossed paths with along the journey.