Find a CEA

Specialize in Retirement/Estate planning. My credentials are 30+yrs in the industry with a CLU and CIM. 

As a former teacher, my goal is to help people clearly understand what is important to them and why it is important.  Your financial plan should reflect who you are and what you want to accomplish.  As an independent insurance and investment broker, I am able to access financial services and products to help you make the most of your money.  I have been a financial advisor since 1992. 

My goal is to help you utilize both insurance and investment products so you get the maximum value out of them for now, for retirement and for your legacy.  

 In 2012 I was introduced to the Infinite Banking Concept. This was revolutionary to me as I had been trained that all people need is term life insurance, RRSP’s and mutual funds. Here was a concept suggesting that properly structured Dividend Paying Whole Life Insurance should be the foundation and the real driving force of a solid financial plan. It was not about the death benefit or investment rates of return. Rather it was about the LIVING benefits. It was about uninterrupted compounding interest. It was about growing your wealth tax-free for the rest of your life and having full access, use and control of your money. It was about cash flow management. Essentially it is a tax-free wealth building tool that carries so many benefits.

With the Infinite Banking Concept you:
Build wealth. Build cash flow. Build a family legacy.

By combining products from the life insurance industry with good, solid products from the investment industry, you are giving yourself the best options available for life, for retirement and for your legacy. 

I am a Senior Wealth Advisor  with the CFP and CPCA credentials. I have 25 years of experience working with families providing a holistic Wealth Management approach. I recommend  personalized, diversified and discipline asset management solutions along with tax minimization and estate and retirement planning.

I am a CERTIFIED FINANCIAL PLANNER®  with TD Wealth Financial Planning and more than 25 years of experience in the financial industry. I ensure my clients have financial peace of mind and security by looking at their holistic financial picture and advising them on the best solutions to meet their financial goals.

I have spent the past 25 years working with businesses in finance and administration, building the trust of peers and clients. Through this work I improved processes resulting in more efficient and profitable companies. It was during this time that I was first named as an executor. I discovered that my knowledge regarding financial issues and tax laws, as well as my organizational skills, were valued assets to help make decisions that are in the best interest of an estate. After being asked to be an executor for the fifth time by another colleague, I furthered my education by obtaining the Certified Executor Advisor certification through the Canadian Institute of Certified Executor Advisors.

Benjamin Pinfold is an associate of Liddiard Law, his practice focuses on Wills, Estates, and Civil Litigation. 

He received his BA from Brock University in 2018, his JD from Western University in 2021, and was called to the bar in 2022. 

Canadian Heritage Wealth & Estate provides retirement investment advice, estate planning advice, and business succession advice to individuals in Ontario. 

Jeffrey Poirier, Financial Advisor 

CFP, CLU, CHS, RIS

A graduate of McGill Univesity, Sandy is Founder and Principal at Trimaran Financial. Sandy is a Financial Advisor specializing in financial, estate, and retirement planning for more than 25 years. She partners with her clients to help them control and protect their life's work by making wise choices. Working collaboratively with her client's professional advisors, Sandy provides clarity to identify the best solutions to help self-employed professionals and business owners find the right solutions to implement and achieve their financial security and independence goals.

Investment practice management consultant, working with Discretionary Portfolio Managers and Investment Advisors who wish to build or refine their investment portfolios, reduce ad hoc and differentiate their practice from others.

The advisory role can be an isolating one, with a lack of clarity regarding which steps to take to achieve that next level. 

I serve as an advisor's sounding board to success by facilitating a series of one-on-one workshops focused on best practices in
investment management for advisors.

The end result is a
heightened level of conviction, which comes after they've taken a fresh look at
their practice, weighed the pros and cons in various areas, and made decisions based on what will have the
most meaningful impact.

My designations are CFP, FMA, FCSI and I worked for 12 years as a Discretionary Portfolio Manager and Investment Advisor for some of the world's best regarded investment firms.

My mission is to provide professional, comprehensive and unbiased advice and to make appropriate product recommendations for all aspects of investment, risk management and estate preservation and planning solutions. 

Executors and trustees are invited to call on me and I'll help them understand and execute their mandates so that their fiduciary responsibilities to the testator, settlor and beneficiaries are uncompremised.

At Timeless Financial I understand that every financial situation is unique and managing your wealth can be complex and time-consuming.

Are you an Executor or Executrix? Working with a Certified Executor Advisor will help you navigate through the 17 potential professions involved in settling an estate needed to achieve  the best results for everyone involved.

As a financial services professional with over 30 years of experience, I am passionate about building rapport with my clients, earning their trust and helping Canadians reach their financial goals to ensure that their families are taken care of.