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ABOUT ME ... (OK, Put ME on the SPOT!)

Almost 60 Years on the PLANET!

Over 40 Years in SALES & MARKETING!

Almost 20 Years in REAL ESTATE!

and for almost 5 Years NOW I get the SENIORS DISCOUNT!

I moved to Britsh Columbia in 1993 from Leamington, Ontario.  A smalll Farming Community that at the time had HEINZ as the Major Employer.  Located about 40 minutes from Windsor, Ontario and accross the RIver from Detroit and about 4 hour Drive from Toronto, it was a Great Place to Grow Up along the Shores of Lake Erie.

In 2006 I was having my 3rd Child at age 37ish and selling Cars for a FORD Dealership in Surrey, BC., I was doing well, BUT the Industry  was changing and I needed something NEW.  JAY HOLLAND, REALTOR came to be.  Now, approaching 20 years later, the Journey Continues ... 

A few Milestones in 20 years ... 

- Manufactured and Modular Home EXPERT.  In 2018 I achieved Medallion Status and was One of the TOP 10% of Producing Realtors in the Fraser Valley.  My niche Market was  resale of Manufactured Homes in Parks in the Fraser Valley

- Fast Foreward to 2020 and I have SOLD my 1st Manufactured Home Park about 20 Homes and 55 Acres in the Town of Lytton.   Yes LYTTON.  The town that Burnt tot he Ground a Year Later.  The Manufactured Home Park made it through the Fire and subsequent landslide season with Minor Issues.  BUT we wow the things we Learned working in the Mountains.

- 2025 - Man Alive ... We MADE IT!  I am NOW working at EXP Realty with the FORTUNE Real EStatet TEAM (Leader Deepak Kumar) in Downtown Langley.  I am still a FULL Service Realtor, and SO MUCH MORE!  We have some small developments around the Fraser Valley. and a Full 34 Lots Sub-Division just North of Vernon, in a small Farming Community called Enderby.

The Story Continues ... Check Back in November 2025 for an UPDATE

JAY

Rick Honeyford is a Certified Financial Planning Professional specializing in estate planning with over twenty years of industry experience. He is also a mortgage agent who works with reverse mortgages to allow his clients to give an early inheritance.

Canadian National Christian Foundation is a public foundation that facilitates charitable gifts through donor-advised funds. 

ADVISORS with Purpose provides complementary and confidential estate and legacy planning services for supporters of partner charities.

Brenda is the President and CEO of Horan & Associates Brokers Inc., a reg. investment advisory and general insurance firm.  Brenda personally advises clients on their investment management, financial planning, Life insurance needs group investments and benefits.  Brenda currently holds her CEA, along with her Chartered Life Underwriter designation, Certified Health  Specialist designation and is also a  Registered Insurance Broker. 

I am retired from the Federal Government, 18 years with Canada Revenue Agency and 23 years with Old Age and Canada Pensions. I prepared individual income tax returns for 10 years for Credit Union members and clients. The past two years I have worked on my own from my home in Eastern Passage as a registered e-filer preparing individual tax returns and assisting clients with OAS and CPP benefits.  

Brian S. Horton, BBA, CFP, CLU, CSP, CHS, EPC, CEA, CPCA, RWM  

Retirement Income & Estate Planning Specialist    

Brian Horton, a
Certified Financial Planner and Principal of Heritage Wealth Services.  He has had the satisfaction of meeting the retirement and estate planning
needs of his clients.  He does this by
consulting with his clients so that he can understand their financial
objectives and concerns and works with them to build a plan that responds to
their individual needs.

Brian will provide
service, advice, and an array of products to address estate planning, financial
planning, business insurance, group health benefits, group retirement plans, disability
insurance, critical illness insurance, wealth accumulation, and life
insurance.  Brian will endure to develop
a reputation for expertise and superior service.

It’s important to Brian that he provides his
clients with educated advice.  He does
this by continually upgrading his skills through counseling from industry
experts as well as through industry memberships such as the Financial Advisors
Association of Canada (Advocis) and the Million Dollar Round Table (MDRT).
Brian also holds both a diploma and a degree in Business Administration from
Sir Sandford Fleming College, Peterborough, ON, and Lakehead University, Thunder
Bay, ON.  In 2002, Brian was also
accredited his Certified Sales Professional (CSP) designation by the Canadian
Professional Sales Association. 
Furthermore, he has completed his Certified Financial Planning (CFP), Chartered Life Underwriting (CLU), Certified
Health Insurance Specialist (CHS), Elder Planning Counselor (EPC), Certified Executor Advisor (CEA), Certified Professional Consultant on Aging (CPCA), and Real Wealth Manager (RWM) designations.  Brian
is currently working towards his Tax & Estate Planning (TEP) designation.

Account Executive, Investments, Empire Life.

I am a freelance Paralegal with over 26 years experience.  I have a passion for guiding families and friends when a loved one has passed.   My goal is to ease the burden and help executors navigate their way through the administration process.   I offer impartial, focused, communicative guidance and support to executors including hands on preparation of applications needed to administer any estate.   I also have a network of professionals that I can call upon in the event complex matters arise.    

Heir locating is my specialty and I have assisted executors find heirs across the globe.  

Additionally, I am passionate about pre-planning and feel estate planning should be accessible and affordable therefore I have co-created "Make Your Own Wills".  A website offering a plethora of estate planning guidance and the ability for the user to make their own estate planning documents utilizing a simple questionnaire.  

I am also a Commissioner for Oaths.  

Semi retired CPA looking for some professional development credits. 

I help individuals, families and business owners with holistic financial planning. I teach various ways to build their investment portfolios, protect their life and assets so that they can be closer to achieving their financial goals.

 first became interested in Finance when I started investing in the Shanghai/Shenzhen Stock Exchange in 1996 in China. To further improve my financial and investment expertise, I obtained my bachelor degree in Commerce with High Distinction from the University of Toronto in 2005. After graduation I worked for various accounting firms including KPMG where I obtained enormous experience in financial and tax planning including personal, corporation, and income trust. I obtained my Chartered Accountant designation in 2009 and I also currently hold the CPA designation.

Driven by my strong interest in financial investment, I joined Edward Jones in 2016. As a financial advisor, I help my clients mitigate their risk and protect their hard-earned money while working together to grow it. I seek to bring investment, insurance, education, retirement, estate and tax planning strategies into one financial plan that helps my clients achieve their long-term goals.

My goal is to work, build and deepen relationships with my clients who appreciate the excellent service and advice that I provide. I perform regular check-ups with clients for good financial health. Performance monitoring and maintaining an asset allocation in line with your changing profile is central to my role. I will keep you informed of progress toward your goals to ensure you will always have enough and everything will be okay.

I believe education is very important and our team regularly hosts seminars that educate and inspire women, seniors, business owners and their families.