Find a CEA

I am a Wealth Advisor with over 35 years of banking experience and am privileged to work with an exceptional team of Wealth Professional..  We take great pride in having a robust team, comprised of a Portfolio Manager, an Investment Advisor, Private Trust Officers, and Business Succession Planners offering a broad range exceptional service to our clients. Our comprehensive capabilities include tax planning, cash management, long term investing, and estate planning.

I have demonstrated a commitment to professional development and hold the following designations:  Investment Funds Institute of Canada (IFIC), Canadian Securities Course (CSC), and Professional Financial Planning (PFP). I also completed the Investment Management Techniques (IMT) course, and have earned a Certificate of Retirement Strategy. My proficiency in English, Cantonese, along with limited Mandarin allows me to help a diverse group of clients.

I am the Past President of the Markham, Richmond Hill and Vaughan Chinese Business Association. The Association aims to stimulate and create an active Canadian Chinese Participation within the business community.  

In 2014, I was honoured to be invited by the Prime Minister of Canada to attend the China Trade Mission.

I take pride in having participated in numerous community fundraising events for the following charities: Markham Stouffville Hospital, Mackenzie Health Hospital, United Way, Heart & Stroke Foundation – Sing for Your Heart annual gala, and Award from York Regional Police "Deed Speak" in 2019.

I am a Realtor.

Brenda is the President and CEO of Horan & Associates Brokers Inc., a reg. investment advisory and general insurance firm.  Brenda personally advises clients on their investment management, financial planning, Life insurance needs group investments and benefits.  Brenda currently holds her CEA, along with her Chartered Life Underwriter designation, Certified Health  Specialist designation and is also a  Registered Insurance Broker. 

I am retired from the Federal Government, 18 years with Canada Revenue Agency and 23 years with Old Age and Canada Pensions. I prepared individual income tax returns for 10 years for Credit Union members and clients. The past two years I have worked on my own from my home in Eastern Passage as a registered e-filer preparing individual tax returns and assisting clients with OAS and CPP benefits.  

Brian S. Horton, BBA, CFP, CLU, CSP, CHS, EPC, CEA, CPCA, RWM  

Retirement Income & Estate Planning Specialist    

Brian Horton, a
Certified Financial Planner and Principal of Heritage Wealth Services.  He has had the satisfaction of meeting the retirement and estate planning
needs of his clients.  He does this by
consulting with his clients so that he can understand their financial
objectives and concerns and works with them to build a plan that responds to
their individual needs.

Brian will provide
service, advice, and an array of products to address estate planning, financial
planning, business insurance, group health benefits, group retirement plans, disability
insurance, critical illness insurance, wealth accumulation, and life
insurance.  Brian will endure to develop
a reputation for expertise and superior service.

It’s important to Brian that he provides his
clients with educated advice.  He does
this by continually upgrading his skills through counseling from industry
experts as well as through industry memberships such as the Financial Advisors
Association of Canada (Advocis) and the Million Dollar Round Table (MDRT).
Brian also holds both a diploma and a degree in Business Administration from
Sir Sandford Fleming College, Peterborough, ON, and Lakehead University, Thunder
Bay, ON.  In 2002, Brian was also
accredited his Certified Sales Professional (CSP) designation by the Canadian
Professional Sales Association. 
Furthermore, he has completed his Certified Financial Planning (CFP), Chartered Life Underwriting (CLU), Certified
Health Insurance Specialist (CHS), Elder Planning Counselor (EPC), Certified Executor Advisor (CEA), Certified Professional Consultant on Aging (CPCA), and Real Wealth Manager (RWM) designations.  Brian
is currently working towards his Tax & Estate Planning (TEP) designation.

Regional Investment Sales Associate for Empire Life from Ottawa to Toronto.

I am a freelance Paralegal with over 26 years experience.  I have a passion for guiding families and friends when a loved one has passed.   My goal is to ease the burden and help executors navigate their way through the administration process.   I offer impartial, focused, communicative guidance and support to executors including hands on preparation of applications needed to administer any estate.   I also have a network of professionals that I can call upon in the event complex matters arise.    

Heir locating is my specialty and I have assisted executors find heirs across the globe.  

Additionally, I am passionate about pre-planning and feel estate planning should be accessible and affordable therefore I have co-created "Make Your Own Wills".  A website offering a plethora of estate planning guidance and the ability for the user to make their own estate planning documents utilizing a simple questionnaire.  

I am also a Commissioner for Oaths.  

I have a Masters Degree in Social Work and an Honours Degree in Psychology and my passion is to provide information to others that is relevant, interesting and accessible. My work as a Certified Financial Planner includes and advanced estate planning designation and I love helping people make their dreams a reality.

My credentials include my CFP, CLU & CHS designation.

We provide financial planning services which includes; retirement income planning, estate planning, education planning, inheritance planning and risk management planning. 

I also specialize in Socially Responsible Investing

I help my clients plan for today and also for the future

I am a comprehensive Financial Planner and a Divorce Specialist as well as a CLU (estate Planner).  I provide advice for a fee.  In additional I hold a license with the MFDA and the Insurance Council and sell products when I am engaged to do so and when they are appropriate. When i work with long term clients I manage assets and ensure they are properly insured based on their goals. When our clients die we help guide their executors in settling our client's estate.