Find a CEA

I have been working in the financial industry for the last 20 years, licensed in Ontario and Quebec.

I am fluently bilingual in English and French.  

Being able to understand and assist my clients is paramount for me. 

My goal is to make sure all information we discuss is clear and well understood.

Here to assist you with your needs!

Sim Gakhar is a results-driven financial advisor inspiring tremendous change in businesses , individual insurance and investment planning. Sim has great passion for working with people, and providing solid solutions to their financial problems.

Born in Delhi, India to parents who were teachers, and collectively a family of teachers, she took up the teaching mantle herself including earning her Bachelors in Education and Masters degree in Sociology. Subsequently, she realized she wanted to do more in the financial field, especially Insurance. Today, she has gained strong qualifications such as her Certified Health Specialist (CHS) and Elder Planning Counselor (EPC) designations. Her discovered purpose drives her to help these clients take ownership of their financial futures, helping people at all levels of income and every stage of life because investing for the future is one of the most important things people can do for themselves and their families. Sim has qualified for the prestigious Million Dollar Round Table and is an active member of Advocis (The Financial Advisors Association of Canada.)

Clients highly appreciate her patience, innovative ideas, ability to analyze situations and provide reliable solutions for their financial situations.

Email: sim@simgakhar.com
Website: http://simgakhar.com

Financial Planning

An Unbiased, Conflict-free advisor to help you in your Financial matters. I have been helping Canadian families since 1998 in their Tax matters, Risk Management (Insurance) and Investments. Lot of my clients now are phasing into succession planning stage and their heirs (Executors) are looking for guidance in settling Estates. And I would like to offer my services helping you to ease your pain during the process of Estate Management. 

CLU,CHS, CEA

Chad Gardeski, CEA^®,DFSA™

Through our practice, based on honesty and integrity, my team and I partner with individuals and their families, business owners, and farmers to reach their financial goals. 

We specialize in working with disciplined investors who are determined to build the wealth that they need to secure their future. We develop tax efficient retirement income strategies for those who are preparing for or living in retirement, and help our clients develop and execute meaningful estate strategies.

What sets us apart is that we take the time to understand what is most important to our clients and build tailored and robust financial strategies that are engineered purposefully for their unique needs.

Services:

Financial strategies

Retirement Income Strategies

Business Owner Strategies

Legacy and Estate Strategies

Disability Savings Plans

Life Insurance and Long-Term Care 

Socially Responsible Investing

One of the most important things between a financial advisor
and client is the relationship. What I do is help professionals and their
families better position themselves for financial success. We'll incorporate
the things that, combined, help you to live life on your terms.



STARTING WITH YOUR GOALS, I can:

• Bring clarity and organization to the goals
you've set

• Honestly assess your probability of success

• Create a life-long, yet flexible, strategy for
you, your family, business or farm



THROUGH THE FINANCIAL STRATEGY, we will:

• Balance today's living with tomorrow's dreams

• Plan for your retirement your way and consider
your legacy

• Work with your accountant and estate attorney

• Investment licensed since 2004
• CERTIFIED FINANCIAL PLANNER®
  
• 20 year career at one of Canada's largest banks, as a Financial Advisor and Financial Planner.