Find a CEA

We are estate simplifiers providing hands-on assistance to Executors, Trustees and Attorney for property - empowering them with knowledge and know-how.  We help trustees and attorneys fulfill their responsibilities with tailored, personalized support that is charged by the hour - so there is no minimum estate value.   We work with your chosen current professional advisors and supplement them with our professional team, if necessary.  Alternatively, if needed, we can be appointed as the executor or attorney. We also do estate/trust accounting and prepare the court appointed books in passing form.

CFP. with 40 years in the Insurance Brokerage field.

Has a unique Estate & Income Projection Software.

As the son of an entrepreneur, I learned early in life the value of helping others. From my first part time job delivering groceries to seniors on my bicycle at 13, to my first full time job helping farmers take care of their families, to spending the last 23 years helping small businesses run more efficiently so they can focus on their main business goals, I always felt rewarded by the trust and appreciation others showed when you help them out.

After being an Edward Jones client for 20 years and seeing first-hand how their established process helps clients achieve what is important to them, I am now proud to be working with this great firm to help accomplish the same for others.

Relationships are key, and in my view, meeting face to face is what builds strong relationships. I meet when and where it’s convenient for my clients because I recognize the challenging needs of their businesses and their lives.

As a Financial Advisor at Edward Jones, starting a new branch to serve Central and Northern Hastings County, it's critical that I spend my time getting to know my clients in order to truly understand what's most important to them. In fact, I can't imagine being able to fulfill my role without having a firm understanding of the individuals and families that I serve in my community.

Using a disciplined approach to investments to plan for retirement, saving for post-secondary education, or simply trying to protect the financial future of your loved ones, we can work together to develop specific strategies to achieve your goals and as the years come and go, it is my responsibility to keep you on track.

When I am not meeting with clients, I enjoy spending time on our farm outside of Queensborough with my wife, Susan and our three dogs, Guinness, Lily and Winston.

FOR AS LONG AS I CAN REMEMBER, I HAVE ALWAYS HAD A PASSION FOR FINANCIAL MANAGEMENT.  I HAVE A NATURAL CURIOSITY FOR PROBLEM SOLVING AND I LOVE TO HELP PEOPLE ACHIEVE THEIR FINANCIAL AMBITIONS.

I HAVE APPEARED ON GLOBAL NEWS AND SPOKE AT THE SCARBOROUGH CA ASSOCIATION.  PLEASE CONTACT ME AND MY TEAM AT IPC IF WE CAN HELP YOU. 

"YOLO"    

Isabelle educates her clients about the many tools available to help them achieve their financial goals with a calm and stress free approach.   She helps clients identify what is important to them, crystallizes their goals and timelines and collaboratively
creates customized wealth and risk solutions to meet those goals and maintain
peace of mind.  

Isabelle is a Certified
Executor Advisor (CEA), a licensed Life Insurance Broker and financial advisor
(LLQP).  She also holds a Certified Human Resources Leader (CHRL)
designation and is a good standing
member of both Advocis (financial planners) and HRPAO (human resources) associations.

Isabelle serves as Board Chair and Finance Committee member for the Community of YWCA Muskoka charitable foundation in Bracebridge.

In her spare time, Isabelle can be found on the golf course with her hubby, creating in her kitchen, puttering in the gardening and enjoying Netflix dramas.

I have been working in the financial industry for the last 20 years, licensed in Ontario and Quebec.

I am fluently bilingual in English and French.  

Being able to understand and assist my clients is paramount for me. 

My goal is to make sure all information we discuss is clear and well understood.

Here to assist you with your needs!

Sim Gakhar is a results-driven financial advisor inspiring tremendous change in businesses , individual insurance and investment planning. Sim has great passion for working with people, and providing solid solutions to their financial problems.

Born in Delhi, India to parents who were teachers, and collectively a family of teachers, she took up the teaching mantle herself including earning her Bachelors in Education and Masters degree in Sociology. Subsequently, she realized she wanted to do more in the financial field, especially Insurance. Today, she has gained strong qualifications such as her Certified Health Specialist (CHS) and Elder Planning Counselor (EPC) designations. Her discovered purpose drives her to help these clients take ownership of their financial futures, helping people at all levels of income and every stage of life because investing for the future is one of the most important things people can do for themselves and their families. Sim has qualified for the prestigious Million Dollar Round Table and is an active member of Advocis (The Financial Advisors Association of Canada.)

Clients highly appreciate her patience, innovative ideas, ability to analyze situations and provide reliable solutions for their financial situations.

Email: sim@simgakhar.com
Website: http://simgakhar.com

Financial Planning

An Unbiased, Conflict-free advisor to help you in your Financial matters. I have been helping Canadian families since 1998 in their Tax matters, Risk Management (Insurance) and Investments. Lot of my clients now are phasing into succession planning stage and their heirs (Executors) are looking for guidance in settling Estates. And I would like to offer my services helping you to ease your pain during the process of Estate Management. 

CLU,CHS, CEA

Chad Gardeski, CEA^®,DFSA™

My practice is based on honesty, integrity, and good old
fashion hard work. My team and I partner with individuals and their families,
business owners, professionals, and farmers to reach their financial goals.

Whether you have the assets to retire in the next few years
or have the ambition to grow your wealth well into the millions, our team will
partner with you to achieve your most important goals! We will help get you
there sooner, and partner with a variety of experts to accelerate your path to
financial independence.

We do money differently than you have likely experienced in
the past and use a holistic approach to financial planning that includes tax
considerations, estate planning, and intergenerational wealth transfer. We care
about you, your family, your business, and the multitude of life goals that are
most important to you. With the advances in technology, I can exceed my
client's expectations across Canada and currently serve clients in Alberta,
British Columbia, Nova Scotia, and Ontario.

Prior to joining the firm, I spent a very successful 24 years
in the forestry sector where I worked with large companies and governments to improve
their economic, social, and environmental performance. I also had the
opportunity to support Indigenous communities by partnering with them to evaluate
the economics of establishing sustainable forestry related businesses. During
that time, I was a client of Edward Jones and experienced the benefits of
robust financial guidance and planning. I am so very proud to be able to
provide that same experience to those that are not receiving the level of
service that they deserve.

My experience has taught me that the foundation of successful
relationships is trust and integrity, the same foundation upon which my team has
built our successful practice.

We need to have a conversation, one that I am more
than happy to host for you, your family, business partners, or your employees!

Services:

Financial strategies

Retirement Income Strategies

Business Owner Strategies

Legacy and Estate Strategies

Disability Savings Plans

Life Insurance and Long-Term Care 

One of the most important things between a financial advisor
and client is the relationship. What I do is help professionals and their
families better position themselves for financial success. We'll incorporate
the things that, combined, help you to live life on your terms.



STARTING WITH YOUR GOALS, I can:

• Bring clarity and organization to the goals
you've set

• Honestly assess your probability of success

• Create a life-long, yet flexible, strategy for
you, your family, business or farm



THROUGH THE FINANCIAL STRATEGY, we will:

• Balance today's living with tomorrow's dreams

• Plan for your retirement your way and consider
your legacy

• Work with your accountant and estate attorney