Find a CEA

As a Financial ConciergeTM, I assist seniors and vulnerable individuals with day to day management of their financial affairs.  Services include document organization, bill payment with statement reconciliation, acting as Power of Attorney or Trustee and assisting with estate administration.

Typical clients:

1. A senior whose spouse handled all of their finanical affairs and that spouse is now experiencing cognitive or physicial decline; is in care or has died.  The remaining spouse is overwhelmed and doesn't know where to turn for assistance.  

2. An individual named as a Personal Representative who has never dealt with an estate and is overwhelmed and doesn't know where to turn for assistance. 

My initial career was healthcare (BN).  After many years I moved into the financial services field obtaining my CFP, CFDS and CIM.  

My goal for you is Peace of Mind around day to day management of your financial affairs.  We will achieve this through a mutually rewarding and ongoing client relationship.

I work as a Senior Financial Planner at TD Wealth.  I help client setting and achieving their retirement goals.  I hold my Certified Financial Planner (CFP), CIM, FCSI.  I am also a Certified Retirement Specialist and LLQP life insurance licensed.  I recently obtained my Diploma in Certified Executor Advisor (CEA).

Providing independent advice to help you confidently make your financial decisions.  Experienced professional advice with solutions to your investment, insurance, lending, and financial planning needs.  As a Certified Financial Planner with additional designations, and experience in different areas of the financial industry, you can be assured you're making the right decisions for your future.

I am a financial advisor for over 11 years and I am very passionate of helping individuals and families achieve their financial goals, by providing advice on investment planning, tax planning, retirement planning, and inter-generational wealth transfer planning.

Making the right moves

Whether it’s an individual, a large corporation or something in between, we’re always striving to improve the bottom line, but oftentimes knowing how best to do it can be a daunting task. Making the right moves means having to stay abreast with an ever-changing array of financial products and the evolving economy they’re designed to serve.

That’s where I can help

I can map out the best financial products and strategies to effectively get you to where you need to be, and then customize and optimize them to your unique situation. I’m certain you’ll be enlightened by the innovative options and strategies available to you that only a fully independent broker like me can bring. You can also be sure you’re getting accurate, unbiased advice. Being independent, I work for you, not the companies whose products I happen to carry.

Did I mention I’m mobile?

As part of my commitment to serve you better, I’ll meet with you wherever you feel most comfortable. My meetings are always no risk and no obligation. I find this creates the right environment where strong relationships can be built and better decisions can be made.

Looking forward to working with you!

I became a Sun Life Financial advisor in 2018.  Since then, I’ve had the privilege of working with many clients and their families across the greater Toronto area.  

I am also a QUALIFIED ASSOCIATE FINANCIAL PLANNER™, QAFP™ professional.

My mission, is to help Canadians achieve lifetime financial security should they live too long, die too soon, become sick or disabled.

My services include financial planning, health and life insurance, wealth(investments and savings), and group benefits.

As an Edward Jones financial advisor, I believe it’s important to invest my time to understand what you’re working toward before you invest your money. A one-size-fits-all approach may be fine for some investors, but we believe investments should be tailored to your needs and not generically based on guidelines for someone your age or at your stage of life. Whether your goals include preparing for or living in retirement, paying for education, planning for the unexpected or creating an estate, we can offer investment solutions tailored to all your financial goals.

I joined Edward Jones as a financial advisor in 2018 after spending the previous six years in the investment industry looking for the right fit for me and my clients. I've finally found it here at Edward Jones.

My husband, John and our two children, Jacob and Ellie, had lived in LaSalle for more than 20 years. We now reside in Essex and are enjoying this small town as well. As young adults my children are learning how education and careers, for themselves, have changed our families financial dynamics. I think these are the important transitions that we need to share with others as well.

I am an active member of the community, serving on many charitable boards and committees in LaSalle, Windsor and Essex County (Big Brother/Big Sister / Cystic Fibrosis / Acquired Brain Injury Assoc. / Parent Council). I am also an active member of many business groups (We Refer/ RefNet/ Windsor Business Ex.). I am an active presenter for Junior Achievement and Women's Excellence Skills Training.

At Edward Jones, we’re focused on you. The firm has thousands of people and advanced technology supporting our office so that we can help you reach your long-term financial goals. I would like to help to provide the answers to your questions so you can make informed, financially sound decisions. Please contact me to discuss your situation and options.

I look forward to meeting you and your family.
Be well,
Julie

**Tzachi Chen: Your Trusted Certified Executor Advisor**

From the bustling streets of Toronto to the serene
landscapes of British Columbia, I've been privileged to serve the Canadian
community since 2009, diving deep into the intricate layers of financial
services. As I navigated this vast terrain, a profound realization dawned upon
me: the heart of Canada, its people, yearn for clarity, understanding, and
empowerment when it comes to preserving their legacies.

With a heart full of commitment, I've embarked on a mission
to enlighten my fellow Canadians, not just about accumulating wealth, but
shaping it into a lasting legacy. I believe in guiding you gently,
step-by-step, with unwavering transparency and without the shadow of pressure.
For in this journey, knowledge is both our compass and beacon.

The thought of estate planning might stir unease in many
hearts. It’s a delicate dance between love, aspirations, and the stark
realities of life. Yet, if left uncharted, you risk letting impersonal systems
determine the fate of your hard-earned assets. This can sadly translate into
cumbersome paperwork, unforeseen expenses, prolonged delays, and, most
heart-wrenchingly, the added burden on those you cherish the most.

Together with my dedicated team, our promise to you is
simple: we’ll be by your side, helping you craft a tax-efficient estate
strategy that stands as a testament to your love and vision. We'll commence by
understanding the heartbeat of your aspirations, adjusting them if need be. And
with a blend of expertise and care, ensure your legacy seamlessly transitions
in the most tax-efficient manner, reflecting your deepest wishes.

Your legacy is not just about what you leave behind, but
the memories, values, and love interwoven into it. Let’s shape it together.

I am a dedicated and experienced financial professional currently serving as an Associate Financial Advisor at CI Assante Wealth Management in Ontario. With a career spanning over a decade in the financial services industry, I have developed robust expertise in financial analysis, business development, and client advisory services. My areas of focus include investment management, investment analysis, financial planning, wealth management, and estate planning.

In addition to my financial career, my wife, Jennifer, and I own a COBS Bread bakery, which has provided me with valuable insights into the challenges and opportunities faced by small business owners. 

As young parents to two little daughters, my children bring immense joy to my life, and we cherish our time together.

No one plans to fail, but many fail to plan. As a Certified Financial Planning (CFP) Professional, I specialize in helping people at all walks of life plan, strategize and achieve their goals.

Feel free to contact me with any questions regarding investments, insurance, mortgage, tax and estate planning!

I bring more than 23 years of experience in financial planning
to my role as an Estate and Trust Advisor for clients across British Columbia.
My depth of experience, coupled with my professionalism and dedication
to client service, serves well in dealing with the complexities of estate
settlement.
I discuss estate settlement and administration services, trustee
services, trust structures, and other specialized services offered through
RBC Royal Trust. I work with individuals, families and businesses who
wish to protect their assets and transfer their wealth for generations. Clients
also appreciate my sensitivity to the often difficult decisions and sometimes
overwhelming responsibilities that can go hand in hand with the role of
executor.
Throughout my career, I have continued to deepen my knowledge
and expertise with key industry designations such as Personal Financial
Planner (PFP), Qualified Associate Financial Planner (QAFP), and courses like
Investment Funds in Canada (IFC) and Branch Compliance Officer (BCO). I am a recurring member of the Estate Planning Councils.
I provide tailored solution to help individuals carry out their
many executor duties, expedite the settlement process, and maximize the
estate’s value through knowledgeable handling of estate and tax issues

As a Licensed Funeral Director and Embalmer, my desire to serve others comes from the heart. I understand the need for care, compassion and professional conduct when serving families. In my role as a Certified Executive Advisor, I extend this same care and professionalism to the Executor when they are handling the affairs of the deceased. Advice and guidance are also given to individuals who have not yet chosen an Executor to ensure their estates are well prepared.

Supporting families and individuals at one of their most vulnerable times is a passion and commitment of mine. I truly look forward to advising and assisting those interested in my services.