Find a CEA

I attained my life licence in 1994 and I have my CLU, CFP, CHS and CEA designations.  I work mostly with High Net Worth Clients and I have a large Segregated Fund Block of Clients.  I also have a large Group Benefit block of business.  I am involved in many charities and very involved with minor hockey.

Doug Buss CLU, CPCA, CFP, CEA, RWM.   Owner & President of YourStyle Financial Inc.  Proud to be celebrating my 36th year in the financial services industry.    We help business owners their employees and families Live for today and Plan for tomorrow.  We specialize in Investment, Insurance, Tax and Estate Planning solutions.    Feel free to give a us a call to arrange a complimentary review/discussion.    

My Goal as  your Advisor:

To inspire you to achieve your
financial lifetime goals, through learning,planning, executing, and connecting
your needs and wants for a sustainable happy lifestyle.

What can you expect from me as your Advisor?

My knowledge and experience as a financial advisor come from
helping individuals, families and small business owners with their financial
and retirement planning for the last 26 years.

Investment Management –
In depth analysis of your current situation to uncover opportunities and
challenges to meet your needs and goals.

• Portfolio
creation - monitoring asset allocation to optimize growth and wealth
preservation.

Tax efficiency planning – on
your risk, wealth strategies and Retirement Income

Retirement INCOME Design for a SUSTAINABLE Happy Retirement:

• CPP, OAS, LIRA, DCPP, PENSION – Exit Strategy for Registered
Investments taking into consideration tax efficiencies.

• Retirement
Income Planning Blueprint – customized to your needs.

BUDGETING – One of the most important tools in achieving financial
freedom.

Estate Planning – Strategic
planning for a survivor friendly and estate friendly asset transfer.

Ongoing Advice – open,
honest and timely communication.

Professional competency –
ongoing education advancement in the industry to bring you the tools and
knowledge that you deserve.

Privacy – We take
great care to protect our clients and ensure the personal information we
collect is accurate, up to date, confidential and secure.

I look forward to a long and prosperous
partnership.

Rossy Bustamante, CFP

Financial Advisor 

Our firm is the only law office in Newfoundland and Labrador that focuses exclusively on wills, estates, and related matters. We do estate planning, estate administration, executor assistance, and mediation of estate -related disputes. 

We offer a completely innovative approach to legal services. We have banned the billable hour system entirely and use flat fees for services. We don't charge for postage, copy paper, faxes, etc. We return all calls within a day and have wills signed within a week. We do weekly seminars for the public in-house and offer a variety of how-to brochures and online courses.

I was first called to the bar in Alberta 30 years ago, and am now practicing in my home province of Newfoundland and Labrador.

I am the author of 9 books about estate planning and administration, and one about the history and development of wills. I have had numerous articles published in magazines and newspapers. I have been interviewed on estate-related topics on BNN, CPAC, Global TV, City TV, CBC Radio, VOCM Radio, the Wall Street Journal, the Globe and Mail, the National Post, the Vancouver Province, the Edmonton Journal, the Toronto Star, the Montreal Gazette, Maclean's Magazine, Advisor's Edge Magazine, Canadian Lawyer Magazine, Lawyers' Weekly Magazine, Caregiver Solutions Magazine, Mompreneur Magazine, Today's Parent Magazine, Cottage Magazine, FinancialPipeline.ca, AdvocateDaily,com and many other websites.

I write a blog on wills and estates matters that generates more than 4,000 hits a day. Feel free to visit my blog at www.estatelawcanada.blogspot.ca. 

I have been working in the financial and
banking industry since 2007 (including service at CIBC and RBC banks). I
hold the PFP (Personal Financial Planner), FMA (Financial Management
Advisor),  CLU (Chartered life underwriter) and of course CEA (Certified Executor Advisor) designation.
I have
extensive knowledge and expertise in the financial industry as a whole,
including banking products, investments and taxation, credit products
and insurance.
I am fluent in English and Russian.

My company deals with small business owners and professionals
More information is available on artemfinancial.ca
Also you can email us at contact[AT]artemfinancial.ca or phone 403-690-8622

As an
Insurance Benefits Analyst,
Ian Callaway consults directly
with Individuals across Canada, particularly Professionals, as well as the referred
clients of Accountants, Financial Advisors/Planners, Insurance
Brokers, and Lawyers on 1 of 5 Insurance areas: Disability; Life; Critical Medical
Onset; Travel; and those Hard to Insure. The professional perspective applied to each client's situation is as an Analyst, with a very visual explanation. 

Ian
Callaway is a recipient of The National Association of Health Underwriters’ “Contribution
to Understanding Disability Insurance Claims” Award.

Besides having spoken before every major national and international Disability Insurance forum, Ian has conducted Provincial, State,
and Nationally certified Continuing Education courses for Financial Planners
and Insurance Brokers in both Canada and the
United States.

In
the Non-Insurance field, Ian
has been the Team Manager for
High-Performance Amateur Ice Hockey Clubs having won two International
Tournaments. Ian has also published an extensive number of articles revolving
around governing Condominium life in British Columbia.

TD Private Wealth Advisor-Triage client's financial needs and goals.

FCSI,CIWM,CIM