Find a CEA

It is easy to become overwhelmed by the number of accounts and options, but through an engaging process of simple questions and conversation, I can help you navigate and understand which is best suited for you and why. From starting simply together, to including your family and other professionals as needs develop, I am there to monitor and adjust with you through the changes that life brings.

Doug Buss CLU, CPCA, CFP, CEA, RWM.   Owner & President of YourStyle Financial Inc.  Proud to be celebrating my 36th year in the financial services industry.    We help business owners their employees and families Live for today and Plan for tomorrow.  We specialize in Investment, Insurance, Tax and Estate Planning solutions.    Feel free to give a us a call to arrange a complimentary review/discussion.    

My Goal as  your Advisor:

To inspire you to achieve your
financial lifetime goals, through learning,planning, executing, and connecting
your needs and wants for a sustainable happy lifestyle.

What can you expect from me as your Advisor?

My knowledge and experience as a financial advisor come from
helping individuals, families and small business owners with their financial
and retirement planning for the last 26 years.

Investment Management –
In depth analysis of your current situation to uncover opportunities and
challenges to meet your needs and goals.

• Portfolio
creation - monitoring asset allocation to optimize growth and wealth
preservation.

Tax efficiency planning – on
your risk, wealth strategies and Retirement Income

Retirement INCOME Design for a SUSTAINABLE Happy Retirement:

• CPP, OAS, LIRA, DCPP, PENSION – Exit Strategy for Registered
Investments taking into consideration tax efficiencies.

• Retirement
Income Planning Blueprint – customized to your needs.

BUDGETING – One of the most important tools in achieving financial
freedom.

Estate Planning – Strategic
planning for a survivor friendly and estate friendly asset transfer.

Ongoing Advice – open,
honest and timely communication.

Professional competency –
ongoing education advancement in the industry to bring you the tools and
knowledge that you deserve.

Privacy – We take
great care to protect our clients and ensure the personal information we
collect is accurate, up to date, confidential and secure.

I look forward to a long and prosperous
partnership.

Rossy Bustamante, CFP

Financial Advisor 

I work closely with donors interested in establishing a personal legacy through various methods, including estate gifts. I also partner with advisors and lawyers to ensure that donors' legacy gifts meet their clients' goals, needs, and timelines, and with donors' estate trustees to honor their loved ones' bequests.

Our firm is the only law office in Newfoundland and Labrador that focuses exclusively on wills, estates, and related matters. We do estate planning, estate administration, executor assistance, and mediation of estate -related disputes. 

We offer a completely innovative approach to legal services. We have banned the billable hour system entirely and use flat fees for services. We don't charge for postage, copy paper, faxes, etc. We return all calls within a day and have wills signed within a week. We do weekly seminars for the public in-house and offer a variety of how-to brochures and online courses.

I was first called to the bar in Alberta 30 years ago, and am now practicing in my home province of Newfoundland and Labrador.

I am the author of 9 books about estate planning and administration, and one about the history and development of wills. I have had numerous articles published in magazines and newspapers. I have been interviewed on estate-related topics on BNN, CPAC, Global TV, City TV, CBC Radio, VOCM Radio, the Wall Street Journal, the Globe and Mail, the National Post, the Vancouver Province, the Edmonton Journal, the Toronto Star, the Montreal Gazette, Maclean's Magazine, Advisor's Edge Magazine, Canadian Lawyer Magazine, Lawyers' Weekly Magazine, Caregiver Solutions Magazine, Mompreneur Magazine, Today's Parent Magazine, Cottage Magazine, FinancialPipeline.ca, AdvocateDaily,com and many other websites.

I write a blog on wills and estates matters that generates more than 4,000 hits a day. Feel free to visit my blog at www.estatelawcanada.blogspot.ca. 

CFP, CLU, CHS, EPC

Financial Planner

I have been working in the financial and
banking industry since 2007 (including service at CIBC and RBC banks). I
hold the PFP (Personal Financial Planner), FMA (Financial Management
Advisor),  CLU (Chartered life underwriter) and of course CEA (Certified Executor Advisor) designation.
I have
extensive knowledge and expertise in the financial industry as a whole,
including banking products, investments and taxation, credit products
and insurance.
I am fluent in English and Russian.

My company deals with small business owners and professionals
More information is available on artemfinancial.ca
Also you can email us at contact[AT]artemfinancial.ca or phone 403-690-8622

I am a senior manager in Baker Tilly in Windsor’s Tax department. I focus on private company matters including estate planning, reorganizations, and general day to day advisory support. I joined the firm in 2015 after spending three years with another local accounting firm.

I graduated from the University of Windsor in 2010 with an Honours Bachelor of Commerce degree and also hold a diploma in Business Administration - Accounting from Canadore College. I obtained my CPA, CA designation in 2016 and completed the CPA Canada-In-Depth Tax program in 2019. I have completed the full STEP program and earned the Registered Trust and Estate Practitioner designation, a credential that recognizes advanced proficiency in trusts, estates, and complex family enterprise matters.