Please visit our short video on Youtube by searching Richard Demers - Demers and Associates Privatewealth Management. We are a total solution practice assisting individuals with substantial resources in financial planning and estate planning.
CFP, EPC, CHS, CLU, CCS
Critical Illness Insurance
joined PPI as Vice-President, Advanced Sales – Ontario in 2015. He is
responsible for the provision of value-added services and leading edge
insurance solutions to financial advisors working in the business owner, family
enterprise and high net-worth market throughout Ontario. His role is to utilize
a team-coordinated approach to sales opportunities by ensuring business synergy
and collaboration between all marketing resources.
Daniel has over
twenty-five years of experience in the insurance and financial services
industry in the areas of marketing, national sales and distribution management
including senior management roles with some of Canada’s largest insurance
organizations. Throughout his career, Daniel has focused on enhancing sales and
marketing opportunities through the establishment of strong mutually beneficial
relationships and the development of creative marketing strategies.
Daniel graduated with a Bachelor of Science in Actuarial Science from Laval
University. A member of CALU (Conference for Advanced Life
Underwriting), Daniel has his CLU designation and obtained his
CFP designation in 2018.
Personal financial planner c/w investments, estate planner, personal tax prep
Chartered Financial Planner, Elder Planning Counselor (EPC) Certified Executor Advisor (CEA)
Been with Investors Group for past 11 years. The last 8 years as Regional Director for IG in st . Johns , NL
Stepped out of Regional Director role in May 2017 to concentrate on building my book of business specializing in high net worth clients. My current boom is $73M. I have a BA and MBA
Tania Dupuis is a graduate of Simon Fraser University and is currently a candidate member of the Appraisal Institute of Canada. She has been working with S. Rayner and Associates, Appraisers & Consultants since January of 2018. Her job description has included assisting in all types of residential appraisals including assignments dealing with estate, litigation, and mortgage work. S. Rayner and Associates has been in business for over 35 years providing comprehensive appraisal work in the residential, commercial and industrial fields.
Suzanne has been the driving force behind the business for over 12 years now. Building a team of strong partners to assist families, business owners and their staff with their financial situations. We offer knowledge and expertise with insurance products to support themselves and their families now and into the future.
Simplified is a financial services business, dedicated to sharing our truth with everyone, and with a caring heart, you can be assured that we will be with you every step of the way
In 1994, I traded in my hammer and saw for a new set of tools. After 10 years renovating homes, I embarked on a new career in financial planning. Renovating homes was rewarding, but I couldn't face the prospect of working through yet another cold Canadian winter. So I set off to Toronto to learn my new trade and even though the environment couldn't have been more different, the lessons I had learned in the previous decade would be a huge benefit in the years to come.
The renovations I performed always involved tearing down existing structures. Opening up walls, highlights the benefits of careful planning and prudent construction. It's easy to work on a well-built home with a solid foundation. On the flip side, I saw many examples of shoddy building that led to modifications, cost overruns and missed deadlines. The reasons for the "tear down" were different for each job (structural problems, updating to code, or simply homeowners wanting a change). The tricky part was that until you opened up the wall, you were never entirely sure what conditions you were going to face. Once you busted through the dry wall, you had passed the point of no return. (A great way to learn problem solving skills)
In one of my current roles I help our clients "tear-down" their estate plans. Whether you know it or not, you already have an estate plan in place, and chances are it is not "exactly" what you want. The good news is that we don't have to bust any drywall to fix it. How can I be so sure that your estate plan needs to be renovated?
1) Structure - some plans simply don't accomplish what YOU want
2) Updating to code - taxes and laws change over time, your plans need to adapt
3) Life - has anything changed since your last estate plan (family, finances, feelings?)
Sonia Egey-Samu is a Retirement Tax & Estate Planner with Clarity Wealth Counsel in
Campbell Business Park, St. Albert. Her company has been awarded Top Wealth Advisory Team in St.Albert for the past two years.
She is an active member of the Edmonton Estate Planning Council (EEPC), Entrepreneurs Organization (EO), and President of the Certified Executor Advisors Network (CEAN) chapter in Edmonton. Professional designations include Financial Planner (PFP), Chartered
Investment Manager (CIM), and Fellow of the Canadian Securities Institute
Sonia's area of specialization is Retirement Tax & Estate Planning and has been helping Albertan's retire since 2004. A passionate family woman, Sonia lives and works in St.Albert with her husband and daughter.
Shannen received her Bachelor of Arts in Economics in 2002 from the University of Saskatchewan. Prior to that, she received a Bachelor of Arts with Honours in Native Studies in 1998, also from the University of Saskatchewan.
After completing her university education, Shannen lived and worked in South Korea from 2003 to 2005. During that time, she travelled and worked in various countries and cities, and has many interesting stories to share.
She started her career in financial services in 2007 with Sunlife Financial where she was the Long-Term Care Insurance Specialist. From there, she moved to CIBC Imperial Service where she worked as a Financial Advisor for high net-worth clients serving the Prince Albert and La Ronge branches. In 2010, she moved to Thierman Financial, where she handles insurance, investments and lending products with a focus on educating and advising clients to help them meet their goals.
She received her Certified Financial Planner (CFP) designation 2013 and is a member of Advocis, the Financial Advisors Association of Canada. Shannen is a board member of the Canadian Cancer Society, Prince Albert division, and a board member with Habitat for Humanity. She is also president of Prairie Women's Networkers. She has served on Chamber of Commerce committees and volunteered with Meals on Wheels and Junior Achievement. She currently volunteers with the Canadian Cancer Society, and the Prince Albert Raiders hockey team, teaches the Homeowner's Education Program for Habitat for Humanity and assists with the family selection process.
In her spare time, Shannen enjoys spending time with friends and family, traveling, reading, writing, yoga, music and running.