Pre-planning Consultant and accomplished author on Estate and Bereavement
matters my passion is to design and present custom-made educational workshops
that help testators and executors be prepared before and after a death occurs in the settling an estate.
Having presented to over 70,000 workshop and seminar
attendees on the importance of planning ahead these lively
and interactive presentations provide participants with hands-on information pertaining to their Estate Matters and End of
Steve brings over 15 years of valuable financial industry experience to his role as a Financial Advisor with The Heritage Group - Private Financial Services Inc. In order to better serve his clients he has obtained his Elder Planning Counsellor and Certified Executor Advisor designations.
It is Steve’s priority to be your financial coach, build wealth and provide security during all stages of your life. Everyone’s economic and life situation is unique and providing personalized attention to detail is essential.
As an independent financial advisor, Steve is dedicated to providing high quality advice and integrated wealth creation solutions that simplify and enhance the quality of your life. He is committed to your best interests and assures a level of professionalism and integrity that will put your needs first.
Steve has a business administration background and is also a long time member of ADVOCIS - the Canadian Association for Professional Financial Advisors. He is dedicated to ensuring that every client receives the personal attention and consideration required to meet their financial goals and objectives. He considers every client a long term personal commitment.
Barbara is licensed as a Certified Executor Advisor and is licensed in BC and Alberta as a Life Insurance Broker.
Barbara is passionate about working with families and family business owners. She belongs to a network of like-minded professionals from various disciplines that are available to her clients. This provides the opportunity to provide comprehensive and customized financial solutions to address debt, insurance, investment, tax and estate goals more holistically.
The dynamics of family business are quite familiar to her, as the daughter of long time entrepreneurs in the West Kootenay Region. She has been married for 22 years and is raising two children, ages 8 & 10.
She holds a Bachelor of Commerce in Entrepreneurial Management from Royal Roads University and currently studies Grade 3 Piano with the Canadian Conservatory of Music, among many other life long learning pursuits of interest that support her family and work.
Since 2005, Greg has lent his business and financial expertise to assist clients and their families in setting a financial vision for their families. Greg is ranked in the top 1% of financial services professionals worldwide as recognized by the Million Dollar Round Table (MDRT) - an independent international association of financial services professionals focused on setting the standard of excellence for professional financial advice.
Greg became an advisor with the intension of helping clients protect what is important to them today while being prepared for tomorrow. With this goal in mind, Greg takes a holistic approach to planning to help clients balance protection and wealth accumulation strategies.
Greg will work with you to help you build and define your personal financial goals. Together, you will put plans in place to help you achieve financial success.
Greg is Vice President of Latitude Financial Services Inc. supported by Sun Life Financial with offices in Kelowna and Vernon BC. Greg and his wife Vanessa live in Vernon where he works two days per week and the other days are in the Kelowna office. Greg is Past President of the Kalamalka Rotary Club and a director of the Vernon Restholm senior living facility.
Ron Malis B.A., B.Ed., M.B.A., a Toronto-based Financial Advisor, works almost exclusively with parents who have children with disabilities. In addition to assisting families with their overall financial objectives, he helps families navigate government disability benefits, including the Ontario Disability Support Program and the Registered Disability Savings Plan. One of the largest concerns parent have is making sure their child with a disability has the necessary financial resources properly structured and managed after they are gone. Mr. Malis spends much of his time assisting clients with this specialized area of estate planning.
The role of Executor is often thought
of as a position of “honour". Most
people who accept the role of Executor do so without fully comprehending what
will be required of them. Being appointed as an Executor of a Will has a
great deal of responsibility. It is a fiduciary duty and there is
considerable personal liability associated with it. As a Certified Executor Advisor, my job is to
set the Executor up for success by providing them with a roadmap for their
future role, as well as, working with the Testator to make sure his/her wishes
are understood. By working together, the
Executor has the direction and the information required to fulfill the final
wishes of the Testator and will significantly reduce the time and risk associated with performing these duties.
No one wants their Executor to fail. Working together and planning
ahead goes a long way in setting up the Executor to succeed. That is best
way to ensure that this role is truly an "honour".
Rick is a life insurance and living benefits specialist. In 30 years of business - interesting stuff has happened with his client's businesses, their family members and their employees as they face the life's events.
As a Certified Executor Advisor, Rick is honoured to hold the hand of the person, that his client has appointed as their Executor. Most people do not do the activities of an Executor on a daily basis and they are called to duty at a highly emotional time.
Rick takes a unique approach in his practice. When there is harmony in the family prior to a loss, he wants that harmony to continue when the unexpected happens, by facilitating family and business discussions about the inevitable, well before the Executor needs to act.
Rick's personal and company motto is "Live Large Now" but take some time to make sure all of your ducks are in a row.
I own an independent Financial Planning firm. I am a licensed insurance broker and a Registered Dealing Representative in the Exempt Markets.