Find a CEA

Janet Hum is a CPA-turned-financial strategist who
helps professionals and small-to-medium business owners make smarter, more
strategic decisions with the wealth they are building.

With a career spanning accounting, financial services, and
wealth strategy, Janet brings a unique perspective that combines tax
knowledge, financial strategy, risk management, and wealth-building principles.

As a CPA, Janet learned early that building wealth isn't
simply about how much you make or how much you accumulate. It's about
understanding what you keep, how you protect it, how efficiently you grow it,
and ultimately, how you transfer it.

Today, Janet works one-on-one with professionals, families,
and business owners to help them develop personalized strategies around tax-efficient
wealth building, income protection, retirement, business continuity, and legacy
creation. She is particularly passionate about helping successful
entrepreneurs gain clarity and confidence around their money so they can make
informed decisions rather than leaving their financial future to chance.

Her approach is grounded in one simple belief:

Wealth is not the destination. It is a tool to create
freedom, opportunity, and impact.

Janet is also passionate about mentoring and developing
others who want to make a meaningful difference in the lives of families
through financial education and strategic wealth solutions. Her broader mission
is to help one million families move toward financial freedom over the next
decade.

For Janet, legacy is about more than the money we leave
behind. It's about the values we demonstrate, the opportunities we create,
the people we serve, and the impact that continues long after we're gone.

A wife, mother, daughter, and sister, Janet understands that
financial decisions are deeply personal. Behind every balance sheet, investment
account, business, or insurance policy is a family, a dream, and a future worth
protecting.

She brings that perspective into every conversation—helping
people move from financial uncertainty to clarity, confidence, and
intentional action.

Build wisely. Protect intentionally. Leave a legacy.

I am a comprehensive Financial Planner and a Divorce Specialist as well as a CLU (estate Planner).  I provide advice for a fee.  In additional I hold a license with the MFDA and the Insurance Council and sell products when I am engaged to do so and when they are appropriate. When i work with long term clients I manage assets and ensure they are properly insured based on their goals. When our clients die we help guide their executors in settling our client's estate.

I work with individuals and families in Milton, the Halton Region, and the surrounding GTA who are experiencing a significant financial transition that results in sudden wealth — such as an inheritance, property-sale, downsizing, pension pay-out, business exit, divorce, or a settlement.

Many of the individuals and families I work with have questions about how to invest a lump sum safely, minimize taxes, and build safe and reliable retirement income.

Rather than jumping into investment products, we begin by building a comprehensive, written financial plan. Together we map out your retirement income, tax-smart account structure, risk protection and wealth transfer strategy. Only once you’re clear and comfortable do we move to the investment stage.

Through Edward Jones’ in-house Client Consultation Group, you also have access to tax and estate-planning resources at no extra cost. You gain access to specialist support typically reserved for high-net-worth clients.

I meet with clients regularly each year through a consistent, structured review process, and we remain available during key life changes or market shifts.

I hold the CFP® designation and operate on a planning-first, no-pressure basis, so you can feel confident that advice is anchored to your goals — not products or commissions.

Outside the office, my family and I are proud to part of the Milton and Halton Region community. I support the Community Foundation of Halton North having previously served as a board member and chair of the investment committee, and continue to serve on two committees as a member. I also enjoy auto sports - particularly F1 and Radical racing in Ontario - and maintaining an active lifestyle. I live in Milton with my wife, Ami, and our son, Dean.

If you’ve recently come into new wealth or anticipate a major change, I’d welcome a conversation to help you protect, position and plan for your next phase. Please feel welcome to contact my office.

Innes Associates Chartered Preofessional Accountants is a CPA firm established by Rob in 1984. Rob Innes is also an IIROC securities licensed advisor through Industrial Alliance Securities. Rob is a graduate of Ivey Business and Western Law, and is a CFP, CIM, EA (Enrolled Agent, enrolled to practice before the IRS).Rob has completed the CICA in-depth Tax Course, is a founding member of the London Tax Study Group for Lawyers and CA's and is on the board of the Entrepreneurial CPAs of London.

Property & Casualty, Living Benefits including Life and Health, your Agent serving the Ottawa, ONT area since 1992. Formerly a State Farm agent, we are now Desjardins Insurance (2015). My team and I enjoy fulfilling my vision to share our expertise and continue to help customers make informed choices to overcome the unexpected daily risks in their lives and better plan the future with some long term strategies. Free advice on every policy!

Izzio Financial

JANET JACKSON BA, CEA, CFP

Financial Concierge™ -  Professional Executor, POA Services

At a Financial Concierge™, we accept appointment of executor and attorney roles. In addition, we will assist and coach executors as Agent of the Executor.

We also provide support to seniors, vulnerable individuals and busy professionals with day to day management of their financial affairs. Services include document organization, bill payment with statement reconciliation, liaising with their advisors and trusted contact.

A respected leader with over 12 years of senior leadership experience and over 20 years financial services experience, my mission is to provide this  professional, heart centered service to seniors and their families so they can have peace of mind about their financial matters.