Find a CEA

Early in my career as a financial security advisor, I
learned a very valuable lesson; the work I do when one of my clients passes
away is some of the most important work that I can do.

Becoming a CEA has increased the support I can offer my
clients. My ideal client wants to make the executor’s job as easy as
possible. They understand by reviewing what they want to happen when
they die will help their executor perform their required duties. Being an
executor is a job no one wants; a friend or loved one must pass away for it to
start. There is no training for the role and often minimal support. My process
helps the client identify ways to make the executor’s job easier. We also
involve the future executor to help them prepare and understand the magnitude
of their role.

I am a real estate appraiser preparing appraisals for many purposes such as estate settling, divorce, government seizures, relocations, capital gains, dispute resolutions, presale consultations,  MPAC challenges, Power of Sale and financial mortgaging.  I have been in the Financial Services Industry holding various positions since 1974, and bring a broad range of experience to the table. 

Founder & CEO of Viive Planning - a collaborative aging & end-of-life planning company. 

A female entrepreneur who strives to unite families, create open & honest conversation amongst loved ones and change a societal mindset about aging & end-of-life planning. An empathetic listener with a trustworthy ear who excels at problem solving. A dynamic leader of her generation who understands the road ahead and wants to positively impact it, not only for her own generation, but also the generations before her and after her. A collaborative planner who welcomes input from others.

As the financial advisor to my client families, I am often called upon to discuss estate planning and administration issues.  With direct connections to the financial institutions handling client accounts and experience in dealing with them, I can help greatly reduce the stress and save time and money for clients dealing with estate planning and settlement issues. With almost three decades of tax preparation work I also understand the personal tax return very well. Since I consider this work to be part of my holistic value to clients, there is no additional fee for these services.

Since 1998 I have been helping my clients' families turn their financial dreams into achievable financial goals.   I have a strong belief in continually upgrading my Financial Planning skills to better service my clients' needs. Over the years I have attained numerous Financial designations, to insure I  guide my clients through all of life's episodes (good or bad) so they can Maximize financial Gains, feel confident they are making the right decisions and supported through out.

My office is in Etobicoke at Burnamthorpe and HWY 427.

Ciara strives
to help clients navigate important life decisions with clarity and confidence.
Growing up in a blended family and having a lifelong interest in language,
culture, and society have shaped Ciara’s belief that understanding people and
their stories is key to building strong, lasting relationships. This
perspective naturally informs her approach to relationship building. Ciara
takes the time to understand each client’s unique circumstances and values, and
how these shape their goals.

Ciara has
practiced as a lawyer in Saskatchewan since 2016, after having completed her JD
at the University of Saskatchewan College of Law in 2015. Ciara has also
completed a BA (Hons) in International Studies at the University of
Saskatchewan and an MA in Political Science at the University of Regina. Her MA
thesis, “Canadian Approaches to Arctic Foreign Policy”, was nominated for a
Governor General’s Award in 2013.

As a Trust
and Estate Practitioner (TEP), Ciara has internationally recognized expertise
in estate planning and trust and estate administration. TEPs are members of the
Society of Trust and Estate Practitioners, the global organization that sets
the benchmark for excellence in the field of trusts and estates. TEPs have
proven qualifications and experience in trusts and estates and are required to
stay up to date through ongoing professional development.

As a
Certified Executor Advisor (CEA), Ciara has nationally recognized expertise in
estate administration. CEAs are drawn from as many as 17 different professions
in Canada and are committed to advising executors and working with other CEAs
to ensure executors are able to access the skills of a wide range of
professionals.

By
combining thoughtful legal guidance with a personal, client-focused
perspective, Ciara creates tailored solutions that provide peace of mind for
the future.

Mike has over 24 years of experience helping small businesses and families achieve their Investment goals. We have a DEFENSIVE focus. We are also conerned about making sure you are TAX effective in every stage of your planning. Succession and Legacy planning is very important to my cleints.

For a free evaluation contact Mike at 905-571-4222 and/or visit our website at www.equityassociatesoshawa.com

Co-operators Financial Advisor specializing in working with families 

With 20+ years of experience in the Financial Services industry.  Cindy's role as a Vice President, Business Development Executive at Selectpath Benefits & Financial, allows her the opportunity to work directly with Financial Advisors, Insurance Brokers, and Group Benefits Advisors, providing Estate Planning and Risk Management advice for their clients.   She holds her CLU, RPA, CEA and EPC designations.